Four Seasons Parkland vs Palm Beach County: Which Side of the County Line Gets Your Money?

Same buyer. Same budget. Same lifestyle goals. Different counties, different builders, different tax math. Here is the comparison nobody else publishes.

Buyers considering Four Seasons at Parkland are almost always also looking at Palm Beach County luxury 55+ communities — GL Homes' Valencia series, Toll Brothers communities in Boca, and independent developments in Delray Beach and Boynton Beach. The county line between Broward and Palm Beach is 20 minutes on the turnpike, but it crosses into different tax districts, different insurance markets, and different community ecosystems. This comparison breaks down what actually changes when you cross that line.

The Comparison Table

FactorFour Seasons at Parkland (Broward)Palm Beach County Luxury 55+
Typical Price Range$800K-$1.2M$500K-$2M+ (wide range)
Primary BuildersK. HovnanianGL Homes, Toll Brothers, PulteGroup/Del Webb
Community Sizes538 homes500-2,000+ homes
Property Tax Rate~19.84 mills (Broward County)~17.5-20.5 mills (varies by PBC municipality)
Homestead Exemption$50,000$50,000
Tax on $1M Home (after homestead)~$18,850~$16,600-$19,500 (municipality-dependent)
CDD Bond (if applicable)No CDD$2,000-$4,000/year in many new communities
HOA$350-$534/month$300-$800/month (varies)
Insurance (single-family)$5,500-$10,000/year$5,500-$12,000/year (coastal = higher)
Nearest AirportFLL (21 mi)PBI (10-25 mi)
Beach Distance~12 miles3-15 miles (varies)

The CDD Factor — Palm Beach's Hidden Cost

Many Palm Beach County new-construction communities carry CDD bonds — Community Development District assessments of $2,000-$4,000 per year that are baked into your tax bill for 20-30 years. Four Seasons at Parkland does not have a CDD. When comparing a $950K Four Seasons home to a $950K GL Homes Valencia home, check whether the Valencia community has a CDD bond — it could add $2,500/year to your true annual cost, narrowing or eliminating any property tax advantage Palm Beach might otherwise have.

Builder Comparison

K. Hovnanian (Four Seasons): National builder, 65+ year history. Four Seasons is their dedicated 55+ brand with communities nationwide. Ranch-style single-story designs with 14 floor plan options at Parkland. Known for solid mid-luxury construction. Parkland community is completed/sold out — resale only.

GL Homes (Valencia series in Palm Beach): South Florida's dominant luxury 55+ builder. Valencia communities in Boynton Beach, Delray Beach, and elsewhere offer larger community sizes (1,000-2,000+ homes), extensive amenity campuses, and a well-established resale market. Still actively building in some locations. GL Homes' construction quality is well-regarded in the market.

Toll Brothers (Boca Raton): Luxury national builder. Smaller 55+ footprint in South Florida but known for high-end finishes and customization options. Boca Raton location commands premium pricing.

Lifestyle Comparison

Four Seasons: 538 homes means you know your neighbors. The community is intimate — one clubhouse, one pool complex, one set of courts. The full-time lifestyle director ensures programming is curated rather than left to residents. The trade-off: fewer dining options on-site, fewer activity choices at any given time, and a smaller social pool to draw from.

Palm Beach County luxury (e.g., GL Homes Valencia): Communities of 1,000-2,000+ homes offer larger clubhouses (often 40,000-60,000+ sq ft), multiple restaurant options, more diverse programming, and a larger social ecosystem. The trade-off: more anonymity, more HOA politics, and the possibility that the community's size dilutes the sense of intimacy.

The Decision Framework

Choose Four Seasons at Parkland if: Your life is oriented toward Fort Lauderdale and Broward County. You fly out of FLL. You value Parkland's community identity and safety reputation. You want a smaller, more intimate 55+ community. You prefer K. Hovnanian's construction. You want no CDD bond in your cost structure.

Choose Palm Beach County luxury if: You fly out of PBI. You want to be closer to Palm Beach cultural institutions and Worth Avenue. You prefer a larger community with more dining and activity options. You are comfortable with CDD bonds as part of the cost structure. You want more inventory to choose from at purchase time.

Both options deliver luxury single-family 55+ living without SB 4-D risk, without condo association drama, and with resort-style amenities. The county line is a geographic detail, not a quality judgment.

Comparing Broward and Palm Beach Luxury?

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