55+ Communities in Florida

Florida is the largest 55+ active adult community market in the country by a wide margin. From The Villages (the single largest age-restricted community in America) to the luxury resort communities along the Gulf Coast, Florida offers more variety in price point, lifestyle, and geography than any other state.

← All 50 States
Florida is the largest 55+ active adult community market in the country by a wide margin. From The Villages (the single largest age-restricted community in America) to the luxury resort communities along the Gulf Coast, Florida offers more variety in price point, lifestyle, and geography than any other state. The no-income-tax advantage is real, but the full cost picture — including insurance, CDD bonds, and flood zones — is more complex than most buyers expect.

55+ Markets in Florida

The VillagesLive Guide

Full community research, cost breakdowns, and tax analysis available.

Tampa / Wesley ChapelLive Guide

Full community research, cost breakdowns, and tax analysis available.

Orlando / KissimmeeLive Guide

Full community research, cost breakdowns, and tax analysis available.

Sarasota / Bradenton / Lakewood RanchLive Guide

Full community research, cost breakdowns, and tax analysis available.

Ocala / Marion CountyLive Guide

Full community research, cost breakdowns, and tax analysis available.

Jacksonville / St. JohnsLive Guide

Full community research, cost breakdowns, and tax analysis available.

Palm Beach CountyLive Guide

Full community research, cost breakdowns, and tax analysis available.

Treasure Coast (St. Lucie / Martin / Indian River)Live Guide

Full community research, cost breakdowns, and tax analysis available.

Naples / Fort Myers / Cape CoralLive Guide

Full community research, cost breakdowns, and tax analysis available.

Florida Retirement Tax Snapshot

No state income tax. No tax on Social Security, pensions, or retirement income. The Homestead Exemption reduces assessed value by up to $50K. The honest counterweight: property insurance has doubled or tripled in many counties since 2020, and CDD bonds add $1,000-4,000+ per year in newer communities.

Have questions about retiring in Florida? We can help you compare communities and understand the real costs.

Get in Touch