Hawaii has virtually no age-restricted 55+ active adult communities in the traditional sense. The market structure is entirely different from the mainland — condos and single-family homes in non-age-restricted settings are the norm. Retirees moving to Hawaii are choosing lifestyle, not community amenities packages.
Limited 55+ Inventory
Hawaii does not have a significant number of age-restricted active adult communities. Retirees choosing Hawaii are typically buying non-age-restricted homes in retirement-friendly towns rather than purpose-built 55+ communities.
Hawaii Retirement Tax Snapshot
Hawaii does not tax Social Security benefits. However, pensions and retirement withdrawals are taxed at rates up to 11%. Property taxes are relatively low by national standards, but home prices are the highest in the nation.
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