Texas has deep 55+ inventory across four major metros: Dallas-Fort Worth, Austin-Georgetown (home to the massive Sun City Texas), Houston-Conroe, and San Antonio Hill Country. No state income tax is the draw, but property taxes are the honest counterweight — effective rates of 1.5-2.5% are common, and they add up fast on higher-value homes. The over-65 property tax freeze is the single most important financial feature for Texas retirees.
55+ Markets in Texas
Austin / GeorgetownLive Guide
Full community research, cost breakdowns, and tax analysis available.
Dallas / Fort WorthComing Soon
Market research in progress.
Houston / The Woodlands / ConroeComing Soon
Market research in progress.
San Antonio / Hill CountryComing Soon
Market research in progress.
Texas Retirement Tax Snapshot
No state income tax. No tax on any retirement income. The over-65 property tax freeze locks your school district taxes at the year you turn 65 or purchase — this is a major benefit that compounds over time. The honest math: property taxes are high, and most MUD/PID fees add $2,000-5,000 per year on top.
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