55+ Communities in Texas

Texas has deep 55+ inventory across four major metros: Dallas-Fort Worth, Austin-Georgetown (home to the massive Sun City Texas), Houston-Conroe, and San Antonio Hill Country. No state income tax is the draw, but property taxes are the honest counterweight — effective rates of 1.

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Texas has deep 55+ inventory across four major metros: Dallas-Fort Worth, Austin-Georgetown (home to the massive Sun City Texas), Houston-Conroe, and San Antonio Hill Country. No state income tax is the draw, but property taxes are the honest counterweight — effective rates of 1.5-2.5% are common, and they add up fast on higher-value homes. The over-65 property tax freeze is the single most important financial feature for Texas retirees.

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55+ Markets in Texas

Austin / GeorgetownLive Guide

Full community research, cost breakdowns, and tax analysis available.

Dallas / Fort WorthComing Soon

Market research in progress.

Houston / The Woodlands / ConroeComing Soon

Market research in progress.

San Antonio / Hill CountryComing Soon

Market research in progress.

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Texas Retirement Tax Snapshot

No state income tax. No tax on any retirement income. The over-65 property tax freeze locks your school district taxes at the year you turn 65 or purchase — this is a major benefit that compounds over time. The honest math: property taxes are high, and most MUD/PID fees add $2,000-5,000 per year on top.

Have questions about retiring in Texas? We can help you compare communities and understand the real costs.

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Free Consultation · Vetted Agents · No Obligation

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the right 55+ community?

Connect with a specialist who knows this market from the inside — real cost math, honest community comparisons, and what's actually happening right now. Every agent is personally vetted by the Nova55Living founder.

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