Cheapest 55+ Communities in Broward County — Ranked by Total Annual Cost

Entry price is not the same as annual cost. A $60K condo with $500/month HOA costs more per year than a $200K house with $100/month HOA. We ranked every Broward 55+ community by total annual carrying cost — the number that actually determines your retirement budget.

1 Mainlands of Tamarac — $631/Month Total

Single-family · $200K-$480K · $50-$150/mo HOA · Zero SB 4-D

At $631/month total carry on a $200K home ($100 HOA + $248 tax + $283 insurance), Mainlands has the lowest monthly cost in Broward. The catch: you handle all maintenance, carry your own insurance, and have minimal community amenities. For self-directed buyers who don't need organized social programming, Mainlands is the clear cost winner.

2 Lauderdale West SF Section — $631/Month Total

Single-family · $200K-$400K · ~$100/mo HOA · Plantation location

Lauderdale West's single-family section matches Mainlands on cost ($631/month at $200K) with the added advantage of a Plantation location — better city services, University Drive dining and shopping, and a more upscale suburban character.

3 Lakes of Carriage Hills — $640/Month Total

Condos/villas · $120K-$280K · $250-$450/mo HOA · Lake views

At $640/month total carry on a $200K condo ($350 HOA mid-range + tax + insurance), Lakes of Carriage Hills offers the lowest condo cost in Broward with community amenities included — clubhouse, pool, and lake views.

4 Sunrise Lakes Phase 4 — $665/Month Total

Condos · $80K-$230K · $300-$450/mo HOA · 9-hole golf

Phase 4 (newest construction, 1985-1997) offers the lowest cost with golf access — $665/month total at $200K. The 9-hole course, central Sunrise location near Sawgrass Mills, and lower SB 4-D risk (newest phase) make this the budget golfer's sweet spot.

5 Century Village East — Lowest Entry Price

Condos · $50K-$280K · $300-$500/mo HOA · Beach proximity

CV East has the lowest entry price in Broward ($50K-$60K for studios). Annual carry on a $100K unit is approximately $5,792. But the oldest buildings, coastal insurance exposure, and highest SB 4-D risk make the total cost unpredictable. Budget for assessments.

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