Del Webb Tradition is the most recognized name in 55+ living inside Port St. Lucie's Tradition master plan. The amenities are excellent, the brand supports resale value, and the location is golf-cart distance from a real town center. But the cost structure confuses buyers — because what looks like one HOA fee is actually two associations stacked together.
The Two-Layer HOA
Del Webb Tradition sits inside the larger Tradition master plan, so you pay into two associations. Layer one is the Del Webb community HOA, covering your neighborhood: lawn care, gated security, the clubhouse, resort pool, and fitness center. Layer two is the Tradition Master Association — roughly $191/month — covering cable TV, internet, phone, and master security across all of Tradition. The combined total runs approximately $497–$531/month. Buyers who budget only for the Del Webb portion get a nasty surprise.
And There May Be a CDD On Top
Like most Tradition new construction, Del Webb sections commonly carry a Community Development District (CDD) assessment — another $100–$200/month equivalent on your tax bill. Confirm whether your specific section has an active CDD and how many years remain on the bond before you sign.
The Full Monthly Picture
On a $475,000 home: combined HOA ($497–$531) + property tax (~$518/mo year one in St. Lucie County) + CDD (~$100–$200) + insurance (~$220–$350) = roughly $1,335–$1,599/month before your mortgage. The HOA bundle does include cable, internet, and phone, which offsets some of the cost — factor that when comparing to communities where those are separate bills.
Is It Worth It?
For the right buyer, yes. Del Webb's brand recognition genuinely supports resale value. The full-time lifestyle director means a mature, active social calendar from day one. Two dog parks and golf-cart access to Tradition Square and Cleveland Clinic Hospital are real lifestyle advantages. But if total carrying cost is your priority, compare Del Webb against no-CDD Riverland communities like Valencia Cay or Walk — the CDD difference alone can shift the math.
The Bottom Line
Del Webb Tradition's two-layer HOA isn't a gotcha — it's how master-plan communities work — but you have to understand it to budget correctly. Always confirm the combined HOA total (both layers), the CDD status of your specific section, and the full all-in monthly cost before you commit. The brand and amenities are real; so is the cost.