FactorHeritage LandingRiverwood
Community size~1,920 homes at buildout~1,323 homes — established
CDDTern Bay CDD — ~$2,000–$3,000/yrCDD present — ~$1,500–$2,500/yr (verify)
Golf access structureGolf-deeded (~50% of homes); others pay-as-playOptional — no bundling, pay for what you use
Guard gateGated access24-hour staffed guard gate
Construction statusActive construction — full buildout ongoingEstablished — social community fully formed
HOA range (single-family)~$250–$600/mo depending on golf deeding~$200–$400/mo single-family sections
Product type rangeSF and attached villas — new constructionSF, villas, condos — multiple tiers
Nature / settingBurnt Store Road corridorMyakka River western boundary, kayak access
Clubhouse restaurant / barFull-service on-site restaurantClubhouse dining — more limited
Price range (2025)~$350K–$700K+ new construction~$170K–$550K resale

The CDD Comparison

Both communities carry CDDs. This is a critical point that gets lost in the Heritage Landing vs Riverwood conversation — buyers who think Riverwood is the "no CDD" option are mistaken. The difference is in the amount and the disclosure patterns: Heritage Landing's Tern Bay CDD is more heavily discussed and runs $2,000–$3,000/year. Riverwood's CDD is less uniformly disclosed in listings and estimated at $1,500–$2,500/year. Neither community is exempt from CDD carrying costs.

Buyers who want no CDD at all should look at Kings Gate or Rotonda West — those are the no-CDD options in this market.

The Deciding Differences

If guard gate mattersRiverwood — staffed 24/7 vs Heritage Landing's access gate
If clubhouse dining mattersHeritage Landing — full restaurant and bar on-site
If golf bundling mattersNeither bundles golf for all residents — Riverwood is fully optional; Heritage Landing partial
If social community matters nowRiverwood — established social fabric; Heritage Landing still building its community
If nature setting mattersRiverwood — Myakka River boundary, kayak launch, wildlife corridor
If new construction mattersHeritage Landing — Riverwood is established resale inventory

Verdict: Different Communities for Different Priorities

Heritage Landing and Riverwood are closer in total carrying cost than most buyers expect — both carry CDDs, both have full amenity packages, both are gated. The meaningful differences are character, construction vintage, golf structure, and the specific amenities each does better. Riverwood wins on guard gate and social maturity; Heritage Landing wins on amenity scale and new construction quality. Neither has a commanding financial advantage over the other.

The buyer choosing between these two communities is really choosing between an established, mature neighborhood feel (Riverwood) and a newer, larger, still-building resort community (Heritage Landing). That is a lifestyle preference, not a financial optimization.