True Cost Guide · Heritage Palms · Lee County

Heritage Palms: What It Actually Costs

HOA, CDD, Lee County property taxes, and insurance — the complete all-in monthly cost picture for Heritage Palms. Price range: $400K–$700K.

Heritage Palms offers 36 holes of bundled golf — the only 36-hole bundled golf community in Lee County. The larger golf infrastructure (two full 18-hole courses) eliminates tee-time pressure that plagues single-course communities at peak season.

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Fee Structure Summary

ComponentMonthly Estimate
HOA$450–$650 (bundled 36-hole golf)
CDDNone most parcels
Property taxes (Lee County, ~~1.10%)~$340–$640/mo at $500K
Homeowners insurance$320–$600
Estimated all-in at $500K$1,310–$1,895/mo

Estimate uses $500K purchase, homestead yr 2+, ~1.10% effective rate. Verify all figures — actual costs vary by parcel, phase, and construction vintage.

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Get the actual HOA budget and current fee schedule from the HOA directly. Pull the county parcel tax bill for your specific address and identify all non-ad valorem lines. Get insurance quotes from at least two independent brokers before closing — not after.

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