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Talk to a Specialist →Understanding the 18-Section Structure
Mainlands is divided into 18 numbered sections (often called "villages"), each with its own homeowners association. Critically, not all sections are 55+. Eleven of the 18 sections maintain age restrictions; the remaining seven are all-ages neighborhoods. This distinction matters enormously: if you are buying into Mainlands specifically for the 55+ community lifestyle, you need to verify the section's age restriction before making an offer.
The Sections — 55+ Status and Key Details
| Section | 55+ Restricted? | Approx. HOA/Mo | Typical Homes | Notes |
|---|---|---|---|---|
| Section 1 | Yes | $75-$110 | 2BR/1-2BA, 900-1,400 sq ft | Original Behring-era homes (1967-1970). Some of the most affordable in Broward. |
| Section 2 | Yes | $80-$120 | 2-3BR/1-2BA, 1,000-1,600 sq ft | Adjacent to Section 1, similar vintage. |
| Section 3 | Yes | $75-$115 | 2BR/1-2BA, 900-1,400 sq ft | Lake access in some areas. |
| Section 4 | No (all-ages) | $60-$100 | Mixed sizes | Family neighborhood, not 55+. |
| Section 5 | Yes | $80-$130 | 2-3BR/2BA, 1,000-1,600 sq ft | Well-maintained 55+ section. |
| Section 6 | No (all-ages) | $60-$100 | Mixed sizes | Family neighborhood. |
| Section 7 | Yes | $85-$130 | 2-3BR/2BA, 1,100-1,700 sq ft | Some larger models in this section. |
| Section 8 | Yes | $80-$120 | 2BR/1-2BA, 900-1,500 sq ft | Established 55+ community. |
| Section 9 | No (all-ages) | $50-$90 | Mixed sizes | Lowest HOA fees in Mainlands. |
| Section 10 | Yes | $90-$140 | 2-3BR/2BA, 1,100-1,700 sq ft | Larger lots in some areas. |
| Section 11 | No (all-ages) | $60-$100 | Mixed sizes | Mixed-age neighborhood. |
| Section 12 | Yes | $85-$125 | 2-3BR/2BA, 1,000-1,500 sq ft | Active 55+ section with good common areas. |
| Section 13 | No (all-ages) | $60-$100 | Mixed sizes | Family neighborhood. |
| Section 14 | Yes | $85-$130 | 2-3BR/2BA, 1,100-1,600 sq ft | 55+ with community pool access. |
| Section 15 | No (all-ages) | $55-$95 | Mixed sizes | Not age-restricted. |
| Section 16 | Yes | $90-$150 | 2-3BR/2BA, 1,100-1,800 sq ft | Some of the larger and newer models. |
| Section 17 | No (all-ages) | $55-$95 | Mixed sizes | Not age-restricted. |
| Section 18 | Yes | $85-$130 | 2-3BR/2BA, 1,000-1,600 sq ft | Active 55+ section. |
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The Owned-Land Financial Advantage
The math that makes Mainlands unique in Broward:
| Cost Category | Mainlands (Single-Family) | Typical Broward Condo Community |
|---|---|---|
| HOA/Month | $50-$150 | $300-$1,000+ |
| SB 4-D Reserve Risk | None (single-family) | High (condos 30+ years) |
| Insurance Control | You choose your carrier and coverage | Master policy set by association |
| Special Assessment Risk | Rare (road/common area only) | High (roof, elevator, structure, insurance) |
| Maintenance Responsibility | You handle your own | HOA handles exterior |
| Typical Annual Carry (at $250K) | $5,500-$7,500 | $10,000-$18,000 |
At a $250,000 purchase price, a Mainlands single-family home with a $100/month HOA costs approximately $5,500-$7,500 per year to carry (property tax, insurance, HOA, maintenance). A comparable Century Village condo at $180,000 with a $600/month HOA costs $10,000-$14,000 per year. The "affordable" condo is often the more expensive home to own.
The Trade-Off
Mainlands is not gated. There is no 135,000 sq ft clubhouse, no 1,000-seat theater, no courtesy shuttle. Each section has its own community pool and common areas, but the amenity package is modest compared to Kings Point or Wynmoor. The trade-off is simple: lower cost and more control vs. resort-style amenities and managed convenience.
For buyers who prioritize financial simplicity — knowing exactly what they will pay each month without the risk of a $20,000 special assessment — Mainlands is the rational choice. For buyers who prioritize a full social ecosystem and turnkey lifestyle, Kings Point or Wynmoor deliver that at a higher monthly cost.
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