Del Webb Riverlights and The Village at Motts Landing are in New Hanover County. Here is the full tax picture — including the flood insurance overlay that most buyers do not factor in until it is too late.
New Hanover County’s combined property tax rate for the City of Wilmington runs higher than Brunswick County. The effective rate on a primary residence — county plus city — is approximately 0.55–0.70% of market value depending on the specific location within the county. On a $550,000 Del Webb Riverlights resale home, the annual property tax bill is approximately $3,025–$3,850 before any exclusions.
New Hanover County includes the City of Wilmington, which includes Del Webb at Riverlights on River Road along the Cape Fear River. Some Riverlights lots are in FEMA-designated flood zones. For those lots, standard homeowners insurance does not cover flood damage — a separate NFIP or private flood policy is required by law if the home has a mortgage.
Flood insurance in coastal North Carolina runs $1,500–$5,000+ per year depending on flood zone designation, coverage amount, and the home’s elevation. On a Riverlights lot in a flood zone, the true annual insurance cost is not $2,000–$4,000 for homeowners alone — it is $3,500–$9,000+ combined. This number changes the all-in annual cost comparison significantly.
The same NC homestead exclusion that applies in Brunswick County also applies in New Hanover County. Homeowners 65+ with income at or below $38,800 (2026) can exclude the greater of $25,000 or 50% of appraised value from taxation. File Form AV-9 with the New Hanover County Tax Department by June 1. Phone: 910-798-7300.
We can run your New Hanover County tax estimate and flood zone check for any specific Riverlights address.
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