Del Webb Stone Creek and Ocala Preserve are building. Oak Run, SummerGlen, and Spruce Creek Country Club are pure resale. The price gap is real — but so are the trade-offs. Here is what you actually get for the premium.
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Talk to a Specialist →New construction at Del Webb Stone Creek starts in the low $200Ks on paper. After the design center process — realistic finish selections, lot premiums, and upgrades — most buyers close at $300K–$420K for a single-family home. Ocala Preserve similarly runs $280K–$400K for finished homes.
A comparable resale at Oak Run — similar square footage, similar layout — trades at $160K–$260K. At SummerGlen, $220K–$360K. At Spruce Creek Country Club, $150K–$300K. The resale discount is real and consistent: $80K–$120K below new construction for comparable space.
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The resale argument only works if you price the updating cost honestly. A SummerGlen home built in 2008 needs no major updates. A Spruce Creek Country Club home built in 1998 may need a roof ($16K), HVAC ($7K), and kitchen update ($20K) — call it $43,000 in realistic work. Add that to a $195,000 purchase price: $238,000 all-in for a finished, updated home. Stone Creek new construction for comparable space: $340,000. The resale still wins by $100,000 — but the gap narrows from $145,000 to $100,000 once you account for the updating.
The math changes if the resale needs a full renovation. A $160,000 Oak Run home that needs $80,000 in work is a $240,000 home. Stone Creek at $320,000 starts to look comparable when you price it all-in.
| Factor | New Construction | Resale |
|---|---|---|
| Purchase price (comparable) | $300K–$420K | $160K–$300K |
| Builder warranty | Yes — 1/2/10 year | No |
| Modern floor plan | Yes | Varies by age |
| Immediate occupancy | No — 6–10 month build | Yes — 30–60 days |
| Deferred maintenance risk | None for 5–10 years | Depends on home age |
| HOA stability | Still building — fee may change | Established — known costs |
| Resale competition | Competes with new builds while active | Pure resale market |
| CDD bond risk | Higher — newer developments | Lower — older communities CDD-free |
Tell us your price range and priorities. We will run the all-in cost comparison for new construction vs resale at your budget and flag the CDD and updating considerations.
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