HOA, CDD, Collier County property taxes, and insurance — the complete all-in monthly cost picture for Pelican Bay. Price range: $500K–$25M+.
Pelican Bay's Foundation fee (~$210–$290/mo) covers beach tram access, two beachfront restaurants, tennis, and mangrove preserve infrastructure. It is separate from — and in addition to — your building or neighborhood HOA. Golf Club membership is a third separate cost. At luxury price points, all-in carrying costs easily reach $3,000–$6,000+/month.
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Talk to a Specialist →| Component | Monthly Estimate |
|---|---|
| HOA | $210–$290 (Foundation) + $300–$2,000+ (building HOA) |
| CDD | None — Foundation fee is separate non-ad valorem assessment |
| Property taxes (Collier County, ~~0.75–1.98% (city mills if in City of Naples)) | ~$340–$640/mo at $500K |
| Homeowners insurance | $300–$1,200+ depending on building age and proximity to Gulf |
| Estimated all-in at $500K | $1,500–$4,500+/mo |
Estimate uses $500K purchase, homestead yr 2+, ~0.75–1.98% (city mills if in City of Naples) effective rate. Verify all figures — actual costs vary by parcel, phase, and construction vintage.
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Get the actual HOA budget and current fee schedule from the HOA directly. Pull the county parcel tax bill for your specific address and identify all non-ad valorem lines. Get insurance quotes from at least two independent brokers before closing — not after.
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