Real Cost of Living at Trilogy Ocala Preserve — 2026 Breakdown

One fee, no CDD, fee simple ownership — but the full monthly picture includes Marion County taxes and insurance. Here's every number.

The Simplest Fee Structure in the Ocala Market

Trilogy at Ocala Preserve has the most transparent cost structure of any community in this guide: one HOA fee (~$499/mo, all-inclusive), no CDD, no bond, no mandatory club add-on. There is no second assessment hiding on your tax bill, no mandatory fee on top of the HOA, no leasehold land rent. What you see is what you pay — plus standard Marion County property taxes and homeowner's insurance.

For buyers who've been burned by hidden fees at other communities, or who simply want to know their monthly carrying cost with one phone call, Trilogy delivers that clarity. The $499/mo HOA is the community fee line. Period.

The clarity advantage: At Trilogy, one call to the HOA gives you the complete community fee picture. At many competitors — Kings Point, Solivita, OTOW with its multiple sections — getting to the true number requires calls to multiple entities. Trilogy's simplicity has real practical value beyond marketing.

Every Cost — Mid-Size New Home

Trilogy Ocala — Monthly Cost, ~$380K New SFH 2026 Figures
HOA Fee — All-Inclusive~$499/mo. Covers amenity access, lawn maintenance, community management, and all programming. Verify current amount with Trilogy HOA — rates can adjust annually.
$499/mo
CDD AssessmentNone. Trilogy at Ocala Preserve has no CDD. There is no additional assessment on the Marion County tax bill for community infrastructure. This is $0 — verified.
$0
Property Taxes (annualized)Marion County effective rate ~0.8–1.0%. On $380K assessed value, estimate ~$3,040–$3,800/yr (~$253–$317/mo). Florida Homestead Exemption applies if primary residence — reduces assessed value by $50K, saving ~$400–$500/yr. Uses $265/mo mid-estimate.
~$265/mo
Homeowner's InsuranceInland Marion County — among the lowest insurance costs in Florida. Typical range $1,200–$2,000/yr for a $380K home. Uses $140/mo mid-estimate. Get a current quote from a Florida-licensed agent.
~$140/mo
Estimated Total Monthly (ex-mortgage)
~$904/mo

Trilogy Cost by Home Size

Entry Home
~$265K Villa / SFH
~$800/mo
HOA $499 + taxes ~$185 + insurance ~$116
Premium
~$525K Larger SFH
~$1,055/mo
HOA $499 + taxes ~$365 + insurance ~$191

Side-by-Side Cost vs. Nearby Communities

CommunityCommunity FeesInsurance (inland)Total Est. (ex-mortgage, ex-taxes)
Trilogy Ocala (~$380K)$499/mo (all-in)~$140/mo~$639 + taxes
Solivita (~$361K)~$472–$512/mo (HOA + club + CDD)~$175/mo~$650+ + taxes
Sun City Center (~$280K)~$280–$370/mo (3-part)~$190/mo~$470–$560 + taxes
OTOW Central (~$185K)Varies — $150–$300/mo incl. golf~$120/mo~$270–$420 + taxes

Trilogy's $499/mo all-in HOA is on the higher end for the Ocala market — but no CDD and low Marion County insurance help offset that. For buyers comparing Trilogy to Solivita, the total monthly costs are similar despite the very different fee structures.

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