Sun City Georgetown is not just the largest 55+ community in Texas — at 7,500+ occupied homes, it is one of the largest in the country. That scale is the market's biggest asset and, for some buyers, its biggest tradeoff.
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Talk to a Specialist →7,500+ homes occupied out of an approved build-out of 10,550, with 3 championship golf courses, 4 fitness centers, 8 pools, and 100+ clubs. That density fills a social calendar every day of the week if you want it.
Georgetown ISD's 2025-26 combined rate is $1.0506 per $100 of assessed value — the largest slice of the tax bill. Filing the over-65 homestead exemption freezes that school tax bill permanently, saving an estimated $4,000–$8,000 over a 10-year hold.
Every dollar of pension, 401(k) draw, and Social Security stays untouched at the state level — for a couple drawing $80,000 in retirement income, moving from Illinois or California can mean $3,000–$7,000+/year in eliminated state income tax alone.
Georgetown's historic square is 10 minutes from Sun City's gate, and Baylor Scott & White and St. David's hospitals sit within city limits — the community isn't isolated from genuine town infrastructure.
Williamson County adds a $125,000 exemption for 65+ owners on top of the statewide $140,000 homestead exemption — on a $350,000 home, a 65+ owner's rough all-in annual bill lands around $3,200–$3,800, with the school portion never rising again.
We connect buyers with agents who know this market from the inside — real cost math, honest comparisons, and what's actually happening right now. Every agent is personally vetted by the Nova55Living founder. No scripts, no pressure.
A community of 7,500+ homes is a different social experience than a boutique 300-home neighborhood — buyers who want a tight-knit, everybody-knows-everybody feel may find Sun City's scale overwhelming rather than appealing.
Georgetown sits in Central Texas, with genuinely hot, humid summers — this is not a mild-climate market, and outdoor amenities see less use in July and August.
The corridor between Georgetown, Round Rock, and Austin sees real congestion — the SH 130 toll road is a workaround, not a fix, and it comes with a toll cost.
The freeze is not automatic — buyers must file the over-65 exemption with Williamson County Appraisal District themselves, and missing the window means paying non-exempt rates until corrected.
You want a large-scale, amenity-dense community with a packed social and golf calendar, you're coming from a high state-income-tax state where the math is decisive, and you're comfortable with Central Texas summer heat.
You want an intimate, small-community feel rather than a 7,500-home master plan, or you want to avoid hot, humid summers entirely — a smaller community or a market with a milder summer climate would better fit that priority.
We can walk through the over-65 school tax freeze math and new-construction vs. resale pricing before you tour.
We connect buyers with agents who know this market from the inside — real cost math, honest comparisons, and what's actually happening right now. Every agent is personally vetted by the Nova55Living founder. No scripts, no pressure.
Connect with a specialist who knows this market from the inside — real cost math, honest community comparisons, and what's actually happening right now. Every agent is personally vetted by the Nova55Living founder.
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