True Cost Guide · Hatteras Hills · Magnolia

Four Seasons at Hatteras Hills — True Cost 2026

K. Hovnanian new construction in Magnolia at $420K–$550K vs the same builder’s Belle Terre community in Lewes at ~$706K average. The total monthly cost gap is the story.

Hatteras Hills saves approximately $1,200/month vs Belle Terre at comparable K. Hovnanian qualitySame builder, different market. $450K in Magnolia vs $706K in Lewes: a $256K purchase price gap at 6.5% on 80% financing = $1,171/month less in mortgage. Add slightly lower Kent County tax rate vs Lewes Sussex County rate on a lower assessed value and the total monthly savings run $1,150–$1,250/month. Over 10 years: approximately $138,000–$150,000 in cumulative carrying cost savings.

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Cost Scenarios

Entry — $420K

HOA (verify)~$250–$280/mo
Property tax (0.47%)~$164/mo
Insurance~$115–$155/mo
Utilities~$165–$230/mo
Total (ex-mortgage)~$694–$829/mo

Mid — $490K

HOA (verify)~$250–$280/mo
Property tax (0.47%)~$192/mo
Insurance~$135–$180/mo
Utilities~$175–$250/mo
Total (ex-mortgage)~$752–$902/mo

Upper — $555K

HOA (verify)~$250–$280/mo
Property tax (0.47%)~$217/mo
Insurance~$155–$205/mo
Utilities~$190–$265/mo
Total (ex-mortgage)~$812–$967/mo
Verify current HOA fee with K. Hovnanian Four Seasons at Hatteras Hills directly
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Related Pages

Hatteras Hills OverviewK. Hovnanian, kayak launch, Dover AFBFour Seasons at Belle TerreLewes K. Hovnanian at $706K avgK. Hovnanian Delaware GuideAll three Delaware Four Seasons comparedCoastal Delaware HubAll communities

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