Three builder price points, Kent County 0.47% property tax, and the 10-year cost projection that explains why Noble’s Pond delivers Delaware’s best amenity-per-dollar below $400K.
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Talk to a Specialist →Noble’s Pond at $375K pays approximately $1,763/year in Kent County property taxes — about $147/month. Heritage Shores in Sussex County at $375K pays a similar rate (~0.47%), but Heritage Shores homes at comparable sizes tend to run $350K–$500K. The meaningful comparison is Noble’s Pond at $375K vs Four Seasons at The Estuary at $480K — same general amenity tier, different tax bill and mortgage payment.
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Assuming 3% annual HOA increase, flat property tax rate, 1.5% annual insurance increase:
| Year | HOA (est.) | Property Tax | Insurance (est.) | Annual Total |
|---|---|---|---|---|
| 2026 | ~$2,700/yr | ~$1,763/yr | ~$1,380–$1,740/yr | ~$7,223–$8,003/yr |
| 2028 | ~$2,865/yr | ~$1,763/yr | ~$1,421–$1,793/yr | ~$7,419–$8,201/yr |
| 2031 | ~$3,130/yr | ~$1,763/yr | ~$1,483–$1,870/yr | ~$7,696–$8,513/yr |
| 2036 | ~$3,630/yr | ~$1,763/yr | ~$1,589–$2,003/yr | ~$8,222–$9,146/yr |
Same clubhouse size, different locations and price points. We can build the side-by-side for your budget.
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