Cost Research · Bayside · Selbyville, DE

Bayside — True Cost 2026

The full all-in monthly cost picture at Bayside, including the golf premium versus non-golf Sussex County communities.

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Cost Scenarios

Bayside spans roughly $350K–$850K+ across floor plans and lot positions.

Entry — $400K

HOA fee (verify)~$330/mo
Property tax~$144–$187/mo
Insurance~$115–$160/mo
Utilities~$175–$235/mo
Total (ex-mortgage)~$764–$912/mo

Mid — $550K

HOA fee (verify)~$330/mo
Property tax~$198–$258/mo
Insurance~$155–$210/mo
Utilities~$195–$260/mo
Total (ex-mortgage)~$878–$1,058/mo

Upper — $800K

HOA fee (verify)~$330/mo
Property tax~$288–$373/mo
Insurance~$185–$245/mo
Utilities~$210–$280/mo
Total (ex-mortgage)~$1,013–$1,228/mo
Golf membership cost may not be included aboveIf golf membership is billed separately from the HOA fee at the time you buy, add that cost on top of these figures. Confirm the current golf structure directly with K. Hovnanian before finalizing your budget.
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The Golf Math

Bayside’s HOA runs roughly $70/month — about $840/year — above Four Seasons at The Estuary’s non-golf HOA. At 50 rounds/year, that’s $16.80/round for course access on a genuine Nicklaus Design course, a reasonable rate. At 25 rounds/year it’s $33.60/round. At 10 rounds/year it’s $84/round — more than you’d pay walking on at a comparable public daily-fee course in this market.

Same Delaware tax advantages regardless of communityNo state sales tax, Social Security exempt from state income tax, and a $12,500-per-person pension exclusion for residents 60+ apply at Bayside exactly as anywhere else in Sussex County.

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