What the Schell Brothers HOA fee estimate at Coastal Club actually covers, and the full all-in monthly cost across entry, mid, and upper price points.
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Talk to a Specialist →Coastal Club runs approximately $400K–$600K across floor plans and lot positions.
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Bay Crossing’s east-of-Route-1 position commands roughly a $180K average price premium over Coastal Club’s range. At 6.5% financing on 80% loan-to-value, that translates to approximately $830/month more in mortgage cost. That premium buys daily no-crossing beach proximity; Coastal Club buys Cape Henlopen State Park access and new-construction pricing. Neither is objectively better — the right choice depends on how you’ll actually use the beach.
Tell us your budget and beach-use priorities — we’ll build the comparison against Bay Crossing and Belle Terre for your situation.
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