Cross Creek

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The short version

Cross Creek is one of Lexington's newer dedicated 55+ communities — single-level, low-maintenance D.R. Horton homes aimed squarely at downsizers who want lock-and-leave living without giving up a real yard or a two-car garage. Its biggest selling point is location: you're in the heart of Lexington, one of the Midlands' most sought-after suburbs, with Lake Murray's south shore and Lexington Medical Center both a short drive away.

What it costs to own

Expect the $300s to $400s. As a Lexington County legal residence, the 4% assessment ratio plus the over-65 homestead exemption keep the tax line modest — and Lexington County's effective rates are among the lowest in an already low-tax state. The full breakdown is in the true-cost guide.

The Lake Murray angle without the lakefront cost

Cross Creek is the textbook "live near the lake, not on it" play. You're minutes from public landings, lakeside dining and sunsets — but you skip the waterfront premium, the 6% second-home tax trap, and the dock-permit headaches that come with frontage. See the Lake Murray cost guide for why that math usually wins.

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Amenities & lifestyle

Low-maintenance single-level homes with HOA-handled exterior upkeep
Community gathering spaces and walking areas
Walk-to and short-drive shopping and dining in central Lexington
Quick access to Lake Murray recreation

Location & healthcare

Lexington Medical Center — a ~557-bed hospital affiliated with Duke's School of Medicine — is the anchor on this side of the metro, with Prisma Health Richland's Level I trauma center about 20–25 minutes away for anything complex. Details in the healthcare guide.

Best fit: buyers who want a newer, truly low-maintenance home in a top suburb with lake access and a major hospital nearby — without paying lakefront prices.

Weighing it against the metro's big amenity community? See our head-to-head: Cross Creek vs The Ponds at Cobblestone Park.

Want current Cross Creek availability and all-in costs?

Get the real numbers

Sources: 55places and local brokerage listings (newer-construction 55+ in Lexington); South Carolina assessment and homestead rules. Independent research — not affiliated with the community or builder. Confirm current pricing and availability directly.