True Cost Analysis · Courtyards at Evans Farm
What Evans Farm Really Costs to Own
The full carrying cost for an Epcon ranch in the Evans Farm village — Delaware County tax plus the village association that funds the walkable streets.
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Talk to a Specialist →Year-one carrying cost
Modeled on a $480,000 Epcon ranch in Evans Farm, Delaware County, Olentangy school district, with a village association. Planning estimates, not a quote.
| Component | Monthly | Annual |
|---|---|---|
| Property tax (≈1.9% effective) | $760 | $9,120 |
| Epcon community HOA | $260 | $3,120 |
| Evans Farm village association | $70 | $840 |
| Homeowners insurance | $140 | $1,680 |
| Total carrying cost | $1,230 | $14,760 |
The walkability line item: The village association adds roughly $840 a year — about $8,400 over a decade — on top of the Epcon HOA. That is the cost of the maintained town-center streets, sidewalks, and shared village spaces. If you walk to coffee three times a week, it pays for itself in lifestyle; if you would drive anyway, it is a premium for an amenity you would not use.
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10-year projection
| Year | Tax | HOAs (both) | Insurance | Year total |
|---|---|---|---|---|
| 1 | $9,120 | $3,960 | $1,680 | $14,760 |
| 5 | $10,067 | $4,458 | $1,965 | $16,490 |
| 10 | $11,389 | $5,168 | $2,391 | $18,948 |
| 10-yr cumulative | ~$103,000 | ~$45,300 | ~$20,300 | ~$168,600 |
At roughly $168,600 over ten years, Evans Farm carries like the higher-end communities — Delaware County tax and the dual association push it well above a Franklin County Courtyards home. What you are buying that the others cannot offer is genuine walkability. That is a real, differentiated value; just make sure it is one you will actually use.
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