True Cost Analysis · Courtyards at Harris Farm
Harris Farm: What Each Home Type Really Costs
Harris Farm is one of the few Epcon communities offering three home types. Here is how the all-in monthly cost changes across a ranch, a townhome, and a carriage home.
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Talk to a Specialist →The three home types, side by side
The home type you choose at Harris Farm changes both your purchase price and — because Ohio property tax tracks value — your tax bill for the life of the home. Estimated figures below use the Franklin County / Grove City effective rate of ~1.69%. Planning estimates, not a quote.
| Home type | Est. price | Property tax/mo | HOA/mo | All-in/mo* |
|---|---|---|---|---|
| Carriage home | $360,000 | $507 | $240 | ~$867 |
| Townhome | $385,000 | $542 | $250 | ~$912 |
| Single-level ranch | $430,000 | $606 | $265 | ~$991 |
*All-in excludes mortgage and utilities; includes property tax, HOA, and ~$120–$130/mo insurance.
The entry-point gap: Choosing a carriage home over a detached ranch can lower your all-in carrying cost by roughly $125 a month — about $1,500 a year, or $15,000+ over a decade. For buyers stretching to reach new construction, the home type is a bigger lever than most realize. The trade-offs are square footage and the attached-wall layout.
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10-year carrying cost by home type
| Home type | Yr-1 carrying | 10-yr cumulative |
|---|---|---|
| Carriage home ($360k) | ~$10,400 | ~$119,000 |
| Townhome ($385k) | ~$10,940 | ~$125,200 |
| Ranch ($430k) | ~$11,890 | ~$135,900 |
All three sit comfortably below the Delaware County communities, thanks to Grove City’s Franklin County rate. The carriage and townhome options make Harris Farm one of the most accessible new-build entries in the metro — a genuine alternative for buyers who want new construction but cannot stretch to a $475k+ detached ranch.
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