True Cost Analysis · Retreat at Woodcrest Crossing
What Woodcrest Crossing Really Costs in Powell
The full carrying cost for an M/I ranch in Powell — with the Delaware County tax premium and the condo-fee reality both made explicit.
Year-one carrying cost
Modeled on a $525,000 M/I ranch in Powell, Delaware County. Planning estimates, not a quote.
| Component | Monthly | Annual |
|---|---|---|
| Property tax (≈1.9% effective) | $831 | $9,975 |
| Condo association fee | $290 | $3,480 |
| Homeowners insurance | $150 | $1,800 |
| Total carrying cost | $1,271 | $15,255 |
The Powell tax line is the headline. At ~1.9%, the property tax alone is nearly $10,000 a year on this home — the single biggest carrying cost by far, bigger than the fee and insurance combined. The same home in Franklin County (~1.69%) would run about $1,100 less per yearin tax. The amenities and Olentangy schools are the offset; the rate is the price of the address.
Powell vs. a Franklin County ranch, same price
| Scenario ($525k ranch) | Annual tax | 10-yr tax |
|---|---|---|
| Woodcrest Crossing (Powell/Delaware) | $9,975 | ~$112,700 |
| Equivalent Franklin County ranch | $8,873 | ~$100,200 |
| Delaware premium | +$1,102/yr | ~+$12,500 |
10-year projection
| Year | Tax | Fee | Insurance | Year total |
|---|---|---|---|---|
| 1 | $9,975 | $3,480 | $1,800 | $15,255 |
| 5 | $11,011 | $3,917 | $2,105 | $17,033 |
| 10 | $12,457 | $4,541 | $2,561 | $19,559 |
| 10-yr cumulative | ~$112,700 | ~$39,900 | ~$21,600 | ~$174,200 |
At roughly $174,200 over ten years, Woodcrest sits near the top of the Columbus range, on par with the premium Powell Epcon community Hyatts Village — driven by the Delaware County rate and the fuller amenity fee. The 65+ homestead exemption trims the tax line if you qualify.
Is Powell worth the premium for you?
We will run Woodcrest against a Franklin County ranch on your budget so the trade is clear.
Run my numbers