The Phoenix Active Adult Market
Phoenix is the birthplace of the modern active adult community — Del Webb opened Sun City in 1960 and changed how America retires. Today the Phoenix metro has the most diverse 55+ community market in the country: the original RCSC Sun Cities with their low annual fee model, premium gated communities from Robson, Shea, and Taylor Morrison, and everything in between.
The Phoenix climate case is strong: winters are essentially perfect (55–75°F, October through May), summers are extreme but manageable indoors, and there is zero hurricane risk. Arizona has a 2.5% flat income tax (lower than most high-tax states but not zero like Florida), and property taxes are competitive. The golf season is October through May — the reverse of northern states.
8 Communities Worth Evaluating
Comparing the Two Major Retirement Markets
Most buyers evaluating Phoenix are also considering Florida — particularly The Villages. The two states compete directly for Northeast and Midwest retirees. Florida wins on taxes (no state income tax vs Arizona's 2.5%) and beach access. Arizona wins on dry climate, zero hurricane risk, and October–May outdoor perfection.
Florida vs Arizona 55+ — Complete Comparison →