Andaré at Glenloch, Algonquin — True Cost of Ownership
McHenry County | Algonquin | 143 homes | Newer construction | Homes $260K–$390K | HOA ~$175/mo
Andaré at Glenloch is the southernmost of the four Andaré-brand 55+ communities in the Chicago market, and the closest to the Chicago metro core. Algonquin's McHenry County location carries an effective property tax rate of ~2.2% — lower than Kane County across the border. The community is roughly 40 miles from downtown Chicago via I-90, compared to 50+ miles for the Huntley and Volo Andaré locations. For buyers who want the Andaré brand's newer construction quality and McHenry County tax rates while minimizing distance to Chicago, Glenloch is the logical first choice among the four.
Monthly Cost Breakdown
| Cost Item | Est. Monthly (Low) | Est. Monthly (High) | Notes |
|---|---|---|---|
| HOA fee | $165 | $185 | Common areas, clubhouse, pool; lawn is owner responsibility |
| Property tax | $477 | $715 | McHenry ~2.2%; on $260K–$390K homes |
| Lawn care | $65 | $115 | Owner responsibility |
| Homeowners insurance | $115 | $170 | Newer construction; full structure coverage |
| Utilities | $175 | $260 | Not in HOA |
| Total monthly (excl. mortgage) | ~$997 | ~$1,445 |
McHenry County Tax by Home Value
| Purchase Price | Annual Tax Est. | Monthly |
|---|---|---|
| $260,000 | $5,720 | $477 |
| $310,000 | $6,820 | $568 |
| $350,000 | $7,700 | $642 |
| $390,000 | $8,580 | $715 |
10-Year Projection — $310K Home
| Cost Item | 10-Year Estimate |
|---|---|
| HOA fees (3% annual increase from $175/mo) | ~$24,300 |
| Property tax (~$6,820/yr) | ~$70,900 |
| Lawn care (~$88/mo) | ~$10,600 |
| Insurance (~$140/mo) | ~$16,800 |
| Utilities (~$215/mo) | ~$25,800 |
| Total non-mortgage cost (10 yr) | ~$148,400 |
Questions on Andaré at Glenloch?
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