Andaré at Glenloch, Algonquin — True Cost of Ownership

McHenry County | Algonquin | 143 homes | Newer construction | Homes $260K–$390K | HOA ~$175/mo

Andaré at Glenloch is the southernmost of the four Andaré-brand 55+ communities in the Chicago market, and the closest to the Chicago metro core. Algonquin's McHenry County location carries an effective property tax rate of ~2.2% — lower than Kane County across the border. The community is roughly 40 miles from downtown Chicago via I-90, compared to 50+ miles for the Huntley and Volo Andaré locations. For buyers who want the Andaré brand's newer construction quality and McHenry County tax rates while minimizing distance to Chicago, Glenloch is the logical first choice among the four.

Comparing the four Andaré communities: All four use the same builder and similar floor plans. Glenloch (Algonquin, McHenry) is southernmost. Woodlore Estates (Crystal Lake, McHenry) has Metra access. Talamore (Huntley, McHenry) is most exurban but golf-adjacent. Remington Pointe North (Volo, Lake County) has the highest tax rate but Chain O'Lakes proximity. Run the full county-specific cost comparison for your target price before defaulting to the most familiar location.

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Monthly Cost Breakdown

Cost ItemEst. Monthly (Low)Est. Monthly (High)Notes
HOA fee$165$185Common areas, clubhouse, pool; lawn is owner responsibility
Property tax$477$715McHenry ~2.2%; on $260K–$390K homes
Lawn care$65$115Owner responsibility
Homeowners insurance$115$170Newer construction; full structure coverage
Utilities$175$260Not in HOA
Total monthly (excl. mortgage)~$997~$1,445

McHenry County Tax by Home Value

Purchase PriceAnnual Tax Est.Monthly
$260,000$5,720$477
$310,000$6,820$568
$350,000$7,700$642
$390,000$8,580$715
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10-Year Projection — $310K Home

Cost Item10-Year Estimate
HOA fees (3% annual increase from $175/mo)~$24,300
Property tax (~$6,820/yr)~$70,900
Lawn care (~$88/mo)~$10,600
Insurance (~$140/mo)~$16,800
Utilities (~$215/mo)~$25,800
Total non-mortgage cost (10 yr)~$148,400

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