Andaré at Remington Pointe North, Volo — True Cost

Lake County | Volo | 89 homes | Newer construction | Homes $290K–$430K | HOA ~$200/mo

Andaré at Remington Pointe North is the only one of the four Chicago-market Andaré communities in Lake County. Lake County's ~2.5% effective property tax rate is 0.3 percentage points above the McHenry County Andaré communities. On a $360K home, that gap costs $1,080 more per year than the same home in Algonquin, Crystal Lake, or Huntley. Over 10 years, that is $10,800 in additional property tax. The question is whether the Lake County location — specifically proximity to the Chain O'Lakes area — is worth that premium to you personally.

The Lake County argument for this community: Volo is in central-north Lake County, roughly 10 miles from Chain O'Lakes State Park and the connected lake system. For buyers who plan to boat, fish, kayak, or use the waterways regularly, that access has real lifestyle value. The McHenry Andaré communities are further from the Chain O'Lakes. If outdoor water recreation is not a priority, choose a McHenry location and save the $1,000+/year.

Monthly Cost Breakdown

Cost ItemEst. Monthly (Low)Est. Monthly (High)Notes
HOA fee$190$215Common areas, clubhouse; lawn is owner responsibility
Property tax$604$896Lake County ~2.5%; on $290K–$430K homes
Lawn care$65$115Owner responsibility
Homeowners insurance$115$180Newer construction; full structure
Utilities$175$265Not in HOA
Total monthly (excl. mortgage)~$1,149~$1,671

Lake County Tax — vs. McHenry County Comparison

Purchase PriceLake Co. Tax (2.5%)McHenry Co. Tax (2.2%)Annual Premium
$290,000$7,250 ($604/mo)$6,380 ($532/mo)+$870/yr
$340,000$8,500 ($708/mo)$7,480 ($623/mo)+$1,020/yr
$385,000$9,625 ($802/mo)$8,470 ($706/mo)+$1,155/yr
$430,000$10,750 ($896/mo)$9,460 ($788/mo)+$1,290/yr

10-Year Projection — $350K Home

Cost Item10-Year Estimate
HOA fees (3% annual increase from $200/mo)~$27,700
Property tax (~$8,750/yr)~$91,000
Lawn care (~$88/mo)~$10,600
Insurance (~$145/mo)~$17,400
Utilities (~$215/mo)~$25,800
Total non-mortgage cost (10 yr)~$172,500

Questions on Andaré at Remington Pointe North?

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