Andaré at Talamore, Huntley — True Cost of Ownership

McHenry County | Huntley | 102 homes | Golf adjacent | Homes $280K–$420K | HOA ~$200/mo

Andaré at Talamore is positioned adjacent to Talamore Country Club in Huntley — the same town as Sun City Huntley. The golf course is a separate operation from the HOA; residents may receive preferred access but not a bundled membership. Talamore is the most exurban of the four Andaré communities, roughly 50 miles northwest of Chicago. The Huntley location means access to the Route 47 commercial corridor that has built up around Sun City over the years — grocery, medical offices, pharmacy, and dining developed specifically to serve the large active adult population here.

Huntley vs. Algonquin for Andaré buyers: Both are McHenry County at ~2.2%, similar price ranges, Andaré construction. The practical difference is 10 miles of distance and the golf-adjacent character. Huntley is more exurban — quieter, less traffic, Route 47 commercial rather than Route 31/62. Algonquin is on the Fox River corridor, closer to Kane County services, and shorter drive to the Chicago metro. Neither is wrong; the choice depends on how much you value exurban quiet vs. proximity to urban services.

Monthly Cost Breakdown

Cost ItemEst. Monthly (Low)Est. Monthly (High)Notes
HOA fee$190$215Common areas, clubhouse; golf separate
Property tax$513$770McHenry ~2.2%; on $280K–$420K homes
Lawn care$65$115Owner responsibility
Homeowners insurance$115$175Newer construction; full structure
Utilities$175$265Not in HOA
Total monthly (excl. mortgage)~$1,058~$1,540

McHenry County Tax by Home Value

Purchase PriceAnnual Tax Est.Monthly
$280,000$6,160$513
$330,000$7,260$605
$375,000$8,250$688
$420,000$9,240$770

10-Year Projection — $330K Home

Cost Item10-Year Estimate
HOA fees (3% annual increase from $200/mo)~$27,700
Property tax (~$7,260/yr)~$75,500
Lawn care (~$88/mo)~$10,600
Insurance (~$143/mo)~$17,200
Utilities (~$215/mo)~$25,800
Total non-mortgage cost (10 yr)~$156,800

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