What Esplanade Lake Club Is

Esplanade Lake Club is a Taylor Morrison active adult community in Fort Myers built around Lake Como, a private lake within the community. It represents the premium tier of active adult living in Lee County — newer construction (2016 to present), resort-caliber amenities, and home prices averaging approximately $989,000 based on recent sales data. The community is still under active construction with both new construction and resale homes available.

The community is age-targeted rather than age-restricted — it does not carry a hard 55+ requirement in the same way as Heritage Cove or Pelican Preserve, but it is marketed to and overwhelmingly purchased by active adults. The design, amenity set, and lifestyle programming are squarely aimed at the 55+ buyer.

Newer Construction Means Better Insurance Rates

Esplanade Lake Club homes built from 2016 onward benefit from post-2002 Florida building codes and newer construction standards. In a post-Ian Lee County insurance market, newer construction with current hurricane mitigation features typically qualifies for significantly better rates than 20-year-old inventory. This is a genuine financial advantage at Esplanade Lake Club relative to 2001–2006 built communities — factor it into your insurance comparison.

Amenities

The community's lifestyle center sits on the lake and includes a resort-style pool, fitness center, spa, tennis and pickleball courts, a kayak and paddleboard launch on Lake Como, and an outdoor bar and grill area. The lake access is the defining amenity differentiator — buyers who want waterfront living without paying for a private waterfront home find significant value in the shared lakefront amenity access.

There is no golf course at Esplanade Lake Club, which is a deliberate positioning choice. The community targets buyers who want resort-lifestyle amenities and waterfront access without the complexity or cost of a golf membership. For golfers, nearby Fort Myers courses are accessible, but the community itself is not golf-centric.

HOA Fees and True Monthly Cost

HOA fees at Esplanade Lake Club have run approximately $500–$800/month. For a newer Taylor Morrison community at this price point, this fee is in line with comparables in the Esplanade brand across other Florida markets. The fee covers amenity maintenance, common area landscaping, gated access, and community-wide services.

On a $900,000 home in Lee County with homestead exemption, annual property taxes run approximately $7,200–$8,500 depending on millage year and assessment. Monthly equivalent: $600–$710. Add homeowners insurance ($500–$900/month on a newer luxury home in this price range) and you are looking at true all-in monthly carrying costs of $1,600–$2,400 before mortgage.

For context: this is the highest true monthly cost of any community profile on this hub. Esplanade Lake Club is unambiguously the premium-tier option in Lee County active adult living. Buyers should verify they are comfortable with the carrying cost independent of mortgage payments.

New Construction vs Resale

Because Esplanade Lake Club is still actively building, buyers have a choice between new construction and resale. New construction offers current floor plans, builder warranties, and the ability to customize finishes — but involves a longer timeline and builder contract terms that differ meaningfully from resale transactions. Resale offers known pricing and faster closing but with the usual inspection and condition considerations.

For insurance purposes, new construction also gives you the cleanest possible coverage eligibility. Resale homes in a partially-built community sometimes have nuanced insurance considerations — confirm coverage availability before you go under contract on any Esplanade Lake Club resale.

Location

Esplanade Lake Club is located in the Daniels Parkway corridor of Fort Myers, near Gulf Coast Town Center. Southwest Florida International Airport is 10–15 minutes away. Fort Myers Beach is 20–25 minutes. The location is solidly in the center of Fort Myers' most active commercial and infrastructure corridor.