Evergreen at Flowers Plantation — True Monthly Cost

HOA + Johnston County property tax + insurance + utilities. The complete number for retirement budget planning.

All-In Monthly Cost

All-in monthly cost — $400K Evergreen at Flowers Plantation home

HOA fee$195/mo

Johnston Co. property tax (~0.75%)~$250/mo

Homeowners insurance~$100–$130/mo

Utilities (electric, gas, water)~$180–$230/mo

Total monthly carrying cost (excl. mortgage)~$725–$805/mo

NC 65+ property tax reliefNorth Carolina offers an elderly exclusion (AV-9 form) for residents 65+ who meet income limits. File with Johnston County Tax Administration each year — qualifying buyers can reduce annual property tax by $300–$800.

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