K. Hovnanian's 1,100-home gated community in Hemet — the Four Seasons brand's most affordable IE location, built in 2003 with the same resort amenity philosophy as Murrieta and Beaumont but at prices that reflect Hemet's position as the most inland, most affordable corridor in the market.
Hemet is the most affordable corridor in the IE 55+ market. That affordability is structural — it reflects the city's distance from the coast, its inland valley location, and the fact that it draws a less price-sensitive buyer pool than Murrieta or Corona. For buyers whose retirement math requires maximizing equity from a home sale and minimizing ongoing costs, Hemet delivers a cost structure unavailable anywhere closer to the ocean.
At a $400,000 purchase price without a Prop 19 transfer:
| Cost Item | Annual | Monthly |
|---|---|---|
| Property tax (Prop 13 base 1%) | $4,000 | $333 |
| Voter-approved bond overrides (~0.2%) | $800 | $67 |
| Mello-Roos CFD (verify — likely low) | $0–$1,200 | $0–$100 |
| HOA (estimated ~$230/month) | $2,760 | $230 |
| Homeowners insurance (estimated) | $2,000 | $167 |
| Estimated all-in monthly (excl. mortgage) | ~$9,560–$10,760 | ~$797–$897 |
What distinguishes Four Seasons at Hemet from other Hemet-area communities is that it carries the full K. Hovnanian Four Seasons amenity package — resort-style clubhouse, indoor and outdoor pools, fitness center, planned activities, and the quality of construction that the Four Seasons brand represents — at Hemet's price point rather than Murrieta's or Beaumont's. The 12 floor plan models across 60 elevations give buyers meaningful choice within the community, unusual for a gated community of this size.
Hemet sits in the San Jacinto Valley, approximately 30 miles east of Murrieta and 25 miles south of Beaumont. It is genuinely inland — not a corridor community with convenient freeway access, but an inland valley city accessed primarily via Hwy 74 (to the I-215 and points north and south) or Hwy 79 (east and west). Buyers who value easy access to San Diego, Los Angeles, or the coast will find Hemet's position a significant tradeoff. Buyers for whom retirement means staying local, reducing driving, and lowering costs will find Hemet an honest, affordable option.
Hemet Valley Medical Center is eight minutes from Four Seasons — a practical consideration for buyers for whom healthcare access is a priority.
Verify CFD on specific parcel: A community built in 2003 is approximately 20 years into its typical CFD bond term. The amount remaining may be minimal, in final amortization, or already expired on some parcels. Pull the tax bill from the Riverside County Assessor for the specific home you are considering before budgeting. The difference between an active CFD of $1,500/year and an expired one of $0 is meaningful at Hemet's price points.
Our IE specialists can look up CFD figures on specific parcels and compare Hemet against other IE corridor options at your budget.
Talk to an IE Specialist