A gated 55+ community in southwest Kissimmee — smaller scale, lower price point, and positioned in the same Osceola County corridor as Solivita. For buyers who want age-restricted gated living in the $250K–$380K range without Solivita’s scale or activity intensity, Liberty Village occupies a specific niche. Here is the complete cost breakdown and honest assessment.
Liberty Village is a gated 55+ community in southwest Kissimmee, Osceola County, positioned in the same general corridor as Solivita but at a dramatically smaller scale and lower price point. Where Solivita spans 4,300 acres with 5,900 homes, Liberty Village operates as a true boutique community — a setting where residents typically know most of their neighbors within the first year.
The community offers the core amenities expected at the price point: a clubhouse, pool, and organized activities. What it doesn’t offer is Solivita’s 150,000 square feet of amenity infrastructure, two golf courses, or 17 pickleball courts. For buyers who are actively choosing against large-community intensity — who want quiet, gated, age-restricted, affordable — this is a feature, not a gap.
Osceola County’s location provides access to the same commercial infrastructure as other Kissimmee-corridor communities: proximity to AdventHealth Kissimmee, reasonable MCO access, and the Florida Turnpike. The 0.93% effective property tax rate is the trade-off for this location — highest in the metro.
| HOA Fee | ~$220/month — covers clubhouse, pool, common area maintenance, and community management. Lower than metro average, reflecting the community’s boutique scale and amenity footprint. |
| CDD Assessment | Verify per parcel — request prior year tax bill from seller. Many Osceola County communities carry CDDs that don’t appear on listing sheets. |
| Property Tax | Osceola County ~0.93% effective rate — highest in the Orlando metro. On a $290K home: ~$2,697/year before homestead exemption (~$2,247/year after). |
| Home Insurance | $1,700–$2,900/year estimated. Kissimmee-corridor insurance rates are elevated relative to Lake County communities. Older homes require roof age verification before getting bindability quotes. |
| Cost Item | Monthly Estimate |
|---|---|
| HOA Fee | ~$220 |
| Property Tax (after homestead) | ~$187 |
| Homeowner’s Insurance | ~$183 |
| Total Non-Mortgage Monthly | ~$590/month |
One of the lowest all-in monthly costs in the metro at this price point. CDD not included — verify before closing.
Osceola County tax rate is 0.93% — the highest in the metro. Compared to Lake County’s 0.85%, that’s roughly $232/year more on a $290K home before exemptions. Over 20 years the gap exceeds $4,640. This doesn’t make Liberty Village wrong for cost-conscious buyers — the lower price point often more than compensates — but it belongs in every honest comparison with Clermont alternatives.
The under-$350K gated 55+ buyer. Liberty Village serves buyers who need age-restriction, gating, and basic amenity infrastructure at a price point where Kings Ridge, Esplanade, and Del Webb Sunbridge are not competitive. In a metro where most 55+ options start at $350K+, the ability to own in a gated 55+ community at $250K–$330K addresses a real segment of the retirement buyer market.
Buyers escaping large-community overwhelm. Some buyers tour Solivita and experience the 5,900-home scale as anxiety-inducing rather than appealing. The community-within-a-community feeling at a boutique scale — where the pool isn’t crowded, where HOA board decisions affect a manageable group, where the culture is quiet rather than programmed — is a genuine lifestyle preference that Liberty Village satisfies.
Buyers prioritizing Disney corridor proximity at affordable cost. Liberty Village sits in the same southwest Kissimmee geographic zone as some of the area’s most activity-rich destinations — Disney World, SeaWorld, Universal Studios all within 30–45 minutes. For buyers who visit grandchildren at theme parks, that proximity has real value at a price point that doesn’t require stretching the budget.
| AdventHealth Kissimmee | ~15–20 minutes north |
| Poinciana Medical Center | ~15 minutes south |
| Walt Disney World | ~25–30 minutes north via US-192 |
| Florida Turnpike | ~10–15 minutes — connects to I-4 and MCO |
| Orlando International Airport | ~40 minutes via Florida Turnpike |
| Solivita (comparison community) | ~10 minutes in Poinciana |
We can pull the actual HOA documents, verify any CDD, and compare Liberty Village against every alternative in your budget range.