The most affordable 55+ entry into Martin County — frequently under $100K. Low price, low tax, but read the reserves carefully.
Monterey Yacht & Country Club is where Martin County living gets genuinely affordable — a 55+ community in Stuart with a yacht-and-country-club identity and prices frequently under $100K, the lowest entry point in the county.
The low price is the draw and the warning. Martin County's ~0.88% tax rate and no CDD keep carrying costs low, but at this price point a special assessment is a much larger relative hit — a $15,000 assessment on a $90,000 unit stings far more than on a $500,000 home.
So the diligence bar is higher here, not lower: the SB 4-D reserve study and milestone inspection are non-negotiable before you commit a dollar.
Estimated property tax on a $95,000 home, year one (before Homestead Exemption). Martin County is the lowest on the Treasure Coast. Lowest entry price in Martin County — but scrutinize reserves hardest here.
We're being direct rather than promotional: the appeal is the rock-bottom price plus Martin County's low tax, but the low price magnifies special-assessment risk. Verify reserves and inspection status before anything else.
A local agent can pull the current HOA, reserve study, and exact details — and run the Martin County tax math — at no cost to you.
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