HOA, Clark County property tax, insurance, and utilities — every number at three price points. Plus the Nevada income tax savings that change the real math.
Solera at Stallion Mountain spans a price range from the low $200Ks to the upper $300Ks. Here is the complete carrying cost at three purchase prices:
At the entry price point, the Nevada income tax savings for a California buyer essentially covers the entire HOA + property tax combined. The true net cost of ownership at Solera at Stallion Mountain for a California retiree with modest income is remarkably close to zero in carrying costs beyond mortgage — a financial case no other market can replicate at this price level.
Solera at Stallion Mountain’s HOA runs approximately $155–$195/month depending on the specific home and plan tier. This covers the clubhouse, pool and spa, fitness center, tennis courts, bocce ball, common area landscaping and maintenance, and gated access. Individual home maintenance is not included.
The reserve fund status is worth verifying before closing — request the most recent reserve study from the HOA. At 10–20 years old, capital items like pool resurfacing, HVAC replacement in the clubhouse, and parking lot maintenance may be approaching their replacement cycle. A well-funded reserve means no special assessment risk; a poorly funded one is a warning flag.