What the Lifestyle Fee Is — and Is Not
The Villages charges all residents a monthly amenity fee they call the Lifestyle Fee — approximately $195 per month in 2026. The exact amount varies slightly depending on which section of the community your home sits in, and it increases over time, typically with modest annual adjustments.
This fee is separate from your property taxes, separate from the CDD bond payment, and separate from any championship golf membership you choose to purchase. It covers access to the community's recreational infrastructure — the executive golf courses, the recreation centers, the pools, the courts, and the free nightly entertainment at the town squares.
For buyers comparing to other 55+ communities, the value proposition is straightforward: a $195/month fee that includes unlimited executive golf and access to 100+ recreation facilities is an exceptional amenity package. The key is understanding the boundaries — specifically that the 12+ championship courses and golf cart ownership are not part of this fee.
How the fee is charged: The lifestyle fee is billed monthly to each household. It is not included in your mortgage payment or escrow. You will receive a separate monthly bill from the Community Development District. The fee applies to all residents — there is no opt-out option, even if you never use a single amenity.
What Is Included in the Lifestyle Fee
- ✓All executive golf courses (40+)Unlimited play on all executive-length courses — no tee time fees, no greens fees. This is the most valuable single amenity in the package.
- ✓All recreation centersAccess to every rec center in the community — pools, fitness facilities, courts, event spaces.
- ✓All pools (50+)Every swimming pool in The Villages, including heated pools and neighborhood pools in each village section.
- ✓Pickleball courtsHundreds of dedicated pickleball courts across the community. One of the largest pickleball footprints of any 55+ community in the country.
- ✓Tennis courtsCourts throughout the community, maintained and accessible.
- ✓Bocce, shuffleboard, horseshoesLawn sports facilities at rec centers throughout the community.
- ✓Fitness centersFully equipped fitness centers at major rec centers.
- ✓Nightly entertainment at town squaresFree live music and entertainment at Lake Sumter Landing, Brownwood Paddock Square, and Sawgrass Grove every night.
- ✓Softball diamondsMultiple dedicated softball facilities — one of the most active senior softball programs in the country.
- ✓Arts and crafts studiosDedicated studio space at rec centers for painting, pottery, and crafts.
- ✓Dance studiosLarge dance floors and dedicated dance programming at recreation centers.
- ✓Billiards roomsPool tables at multiple recreation centers.
- ✓Computer labsTech assistance and computer access at select recreation centers.
- ✓Common area maintenanceLandscaping and upkeep of all shared outdoor spaces, pathways, and golf cart paths.
What Is Not Included — Where Buyers Get Surprised
The lifestyle fee covers more than almost any other 55+ community in the country — but the list of what is not included matters just as much for accurate monthly budgeting. Here is what you pay for separately.
- ✗Championship golfThe 12+ championship 18-hole courses require a separate golf membership. Annual memberships typically run $1,500–$4,500+ depending on the tier.
- ✗Golf cartGolf carts are not provided. You buy or lease your own. Budget $5,000–$20,000 depending on condition and customization.
- ✗Restaurant and bar tabsThe dining and bar facilities at town squares and rec centers are pay-as-you-go.
- ✗Premium fitness classesSome specialty fitness programming (personal training, certain group classes) carries additional fees.
- ✗Private event reservationsReserving spaces for private parties or events requires a separate fee.
- ✗Property maintenanceLawn care, exterior maintenance, and repairs to your home are your responsibility — unlike some all-inclusive HOA communities.
- ✗Internet and cableUnlike some communities (Heritage Hunt in Virginia, for example), internet and cable are not bundled into the lifestyle fee.
- ✗The CDD bondCompletely separate from the lifestyle fee. The bond is a government assessment — not an amenity fee.
How $195/Month Compares to Other 55+ Communities
The Villages lifestyle fee is not the cheapest in the 55+ market — but it may be the best value per dollar of any community in the country when you account for what is included. Consider what $195/month buys elsewhere:
| Community | Monthly Fee | Golf Included? | Internet/Cable? |
|---|---|---|---|
| The Villages, FL | ~$195 | Executive golf ✓ | No |
| Heritage Hunt, VA | ~$400 | No (separate) | Yes ✓ |
| Sun City Center, FL | ~$180 | No | No |
| Solivita, FL | ~$260 | No | No |
| PebbleCreek, AZ | ~$185 | No | No |
| The Villages (with championship golf) | $395–$595/mo total | All courses ✓ | No |
Fee comparisons are approximate and based on publicly available information as of 2026. Fees change annually. Verify current rates directly with each community.