Trillium Farm, Winfield — True Cost of Ownership
DuPage County | Winfield | 84 homes | 55+ | Homes $280K–$430K | HOA ~$250/mo
Trillium Farm is a small 55+ community in Winfield, positioned in central DuPage County between Carol Stream and West Chicago. The DuPage County ~2.0% effective property tax rate — one of the lower rates in the Chicago market — applies here. At 84 homes, this is an intimate community where the social dynamics are closer to a neighborhood than a resort. The location's defining advantage is medical access: Northwestern Medicine Central DuPage Hospital is in Winfield, one of the strongest community hospitals in the western suburbs and a significant facility for cardiac, cancer, and surgical care.
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Talk to a Specialist →Monthly Cost Breakdown
| Cost Item | Est. Monthly (Low) | Est. Monthly (High) | Notes |
|---|---|---|---|
| HOA fee | $238 | $265 | Common areas and amenities; verify inclusions |
| Property tax | $467 | $717 | DuPage ~2.0%; on $280K–$430K homes |
| Lawn care | $65 | $115 | Owner responsibility |
| Homeowners insurance | $117 | $178 | Full structure coverage |
| Utilities | $175 | $260 | Not in HOA |
| Total monthly (excl. mortgage) | ~$1,062 | ~$1,535 |
DuPage County Tax by Home Value
| Purchase Price | Annual Tax Est. | Monthly |
|---|---|---|
| $280,000 | $5,600 | $467 |
| $330,000 | $6,600 | $550 |
| $380,000 | $7,600 | $633 |
| $430,000 | $8,600 | $717 |
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10-Year Projection — $340K Home
| Cost Item | 10-Year Estimate |
|---|---|
| HOA fees (3% annual increase from $250/mo) | ~$34,700 |
| Property tax (~$6,800/yr) | ~$70,700 |
| Lawn care (~$88/mo) | ~$10,600 |
| Insurance (~$145/mo) | ~$17,400 |
| Utilities (~$215/mo) | ~$25,800 |
| Total non-mortgage cost (10 yr) | ~$159,200 |
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