HOA, Clark County property tax, insurance, summer utilities, and the Nevada income tax savings. The complete picture at three price points.
Builder brochures show the HOA fee and the home price. They do not show you property tax, insurance, summer electric bills, or what you actually save by eliminating state income tax. This page does all of that math.
Trilogy Sunstone’s HOA runs approximately $250–$290 per month in 2026. This covers access to the Sunstone Club (pool, fitness, pickleball, event spaces), common area maintenance, community landscaping, and gated access. It does not cover individual home exterior maintenance — unlike some higher-fee communities that include lawn care or exterior painting. You maintain your own home and yard.
Nevada’s assessment structure is notably favorable: only 35% of the appraised value is assessed, and the combined tax rate is applied to that reduced base. The 3% annual cap on primary residence tax increases is a powerful long-term protection — buyers who purchase at today’s prices lock in a stable, predictable tax basis regardless of how much the community’s values appreciate.
Nevada has no state income tax. Social Security, pension income, IRA withdrawals, and investment gains are all exempt from state taxation. For buyers moving from a state with income tax, this is a recurring annual savings — not a one-time benefit.
That monthly savings figure is real money that offsets HOA fees, property taxes, or mortgage payments. A California buyer paying $265/month HOA at Trilogy Sunstone is effectively paying $0 in net community fees once the income tax savings are factored in — and banking several hundred dollars per month beyond that.
Las Vegas summers are real. From June through September, daytime highs regularly exceed 108°F. Running AC in a 1,800–2,400 square foot Trilogy Sunstone home costs $250–$400 per month during peak summer months. New construction homes at Sunstone are built to current energy codes with quality insulation and windows — this reduces but does not eliminate summer utility costs.
Annual electric costs for a Trilogy Sunstone home typically run $2,400–$3,600 per year, with October through April being very affordable and summer months carrying the heavy load. Budget $250–$350/month for June, July, August, and September specifically.