What Ashlake Is Built For
Villas at Ashlake uses the Epcon Communities design model: homes clustered in quads of four units around shared outdoor spaces, oriented toward a central amenity core. The result is a community where neighbors are genuinely proximate — not separated by long driveways and suburban lots — and where the outdoor spaces between clusters are maintained, landscaped, and usable. It’s a fundamentally different spatial experience than detached single-family 55+ communities.
Homes run 1,500 to 1,900+ square feet with two or three bedrooms, attached two-car garages, and private patios, sunrooms, or courtyards. The Epcon floor plan vocabulary features cathedral and tray ceilings, large kitchen islands, and owner’s suites designed for aging in place with accessible entries and bath configurations.
HOA Coverage: What’s Actually Included
Ashlake HOA Coverage (Verify Current Documents)
- Exterior home maintenance
- Lawn care and landscaping
- Pool and pool deck maintenance
- Fitness center operations
- Community garden plots
- Walking trails and common areas
- Gazebo and pond area maintenance
The exterior maintenance inclusion is meaningful. At resale price points typical for Ashlake homes, buyers who don’t have to budget separately for roof cycles, siding, and exterior painting are comparing a different all-in cost structure than communities where those line items stay with the owner.
Established Community: The Reserve Fund Advantage
Ashlake is fully built out and has been operating long enough to have accumulated meaningful HOA reserves. This is a genuine advantage over newer communities like Lake Margaret (2023) or Hickory Grove (2025), where reserve funds are still in early accumulation. An established community with documented reserve history gives buyers more financial transparency than a projection.
Request the most recent reserve fund study, current balance, and two years of financial statements as part of your due diligence — but the starting position is more favorable than buying into a community in its first two years.
Location in Southwest Chesterfield
Ashlake Parkway in Chesterfield County sits in the southwest corridor, relatively close to Midlothian and accessible via Hull Street Road and Route 288. The Chesterfield hospital corridor (Bon Secours St. Francis, Johnston-Willis) is within 20–25 minutes. Midlothian’s commercial strip provides daily conveniences within 10 minutes.
| Cost Category | Annual Est. | 10-Year Total |
|---|---|---|
| Chesterfield property tax ($0.91/$100, ~$350K resale) | ~$3,185 | ~$31,850 |
| HOA (ext. maint. incl., est. — confirm current) | ~$3,000–$4,200 | ~$30,000–$42,000 |
| Interior maintenance (owner) | ~$800 | ~$8,000 |
| Homeowner’s insurance (est.) | ~$1,400 | ~$14,000 |
Ashlake vs. Villas at Virginia Center vs. Swift Creek: Attached 55+ Options Compared
Three attached-home 55+ communities in the Richmond market with different sizes, ages, and HOA structures. We can model the real cost difference for your situation.
Talk to a Richmond Advisor