Taylor Morrison's newest 55+ community in Clermont — resort-style pool with lap lanes, pickleball, and a clubhouse built for actual use. On the rolling hills of Lake County at the lowest property tax rate in the Orlando metro. Here is the complete cost breakdown and what separates it from Esplanade and Kings Ridge.
Vitalia at Astonia is Taylor Morrison's newest 55+ active adult community in Clermont, Florida, within the Astonia master-planned development on Lake County's rolling hills. Active construction phases are selling now, placing it alongside Del Webb Minneola as one of only two genuinely new-construction 55+ options currently available in Lake County.
Taylor Morrison built the Esplanade brand — one of the most respected names in premium 55+ construction — which means Vitalia at Astonia comes with the same builder quality DNA at a Clermont price point. The community is designed specifically around the active adult lifestyle: resort-style pool with dedicated lap lanes, multiple pickleball courts, fitness center, and social programming infrastructure, all within a gated environment on terrain that looks nothing like flat Central Florida.
At Clermont's north-central location, residents sit within 15 minutes of Orlando Health South Lake Hospital, 20 minutes of AdventHealth Winter Garden, and 1–2 miles from the Florida Turnpike Clermont exit — one of the best infrastructure positions of any Clermont 55+ community. The daily convenience radius is genuinely good without the Disney-corridor traffic of Kissimmee alternatives.
| HOA Fee | ~$290/month — covers amenity center, pool, pickleball, fitness, common area maintenance, and community management. Verify current amount directly with Taylor Morrison as active-build communities adjust fees at each phase. |
| CDD Assessment | Verify before signing purchase agreement. New construction in Lake County can carry CDD. Request the CDD disclosure statement from Taylor Morrison directly — not verbal confirmation, the actual document. |
| County Tax Rate | Lake County — approximately 0.85% effective rate, lowest in the Orlando metro. On a $480K home, that's roughly $4,080/year before homestead exemption. |
| After Homestead Exemption | ~$3,655/year (~$305/month) — Florida's $50,000 homestead exemption applies to assessed value, not market value. First-year taxes on new construction are assessed on land value only; year two brings full assessment. |
| Home Insurance | $2,100–$3,500/year estimated — new construction with current Florida building codes typically qualifies for better rates than older homes. Get bindability quotes before closing. |
| Design Center | Taylor Morrison design center upgrade spend typically runs $30K–$75K above base contract price. Set a firm budget before entering. Every upgrade looks reasonable individually; the cumulative number compounds fast. |
| Cost Item | Monthly Estimate |
|---|---|
| HOA Fee | ~$290 |
| Property Tax (after homestead) | ~$305 |
| Homeowner's Insurance | ~$242 |
| Total Non-Mortgage Monthly | ~$837/month |
CDD not included — verify before closing. Does not include mortgage or utilities. Year-one tax will be lower (land value only); year-two reflects full assessment.
Lake County tax advantage compounds over time. At 0.85% vs Osceola County's 0.93%, Lake County saves approximately $384/year on a $480K home before exemptions. Over 20 years that's $7,680+ in pure tax savings compared to a similar home in St. Cloud or Kissimmee — before accounting for assessment growth. Every Lake County community shares this structural advantage. Vitalia at Astonia adds new construction on top of it.
vs Kings Ridge: Kings Ridge is resale-only, built out, and includes two 18-hole golf courses at a $310 HOA. Vitalia is new construction, no golf, at $290 HOA. For non-golfers who want new construction they can customize, Vitalia wins on multiple dimensions. For golfers, Kings Ridge's golf-inclusive value is unmatched in the metro.
vs Esplanade at Highland Ranch: Both are Taylor Morrison products in Clermont. Esplanade is fully built out (resale only), has natural gas, and 475 homes at $350 HOA. Vitalia is newer build, active construction, similar quality, likely all-electric. If new construction matters, Vitalia; if natural gas cooking matters, Esplanade.
vs Del Webb Minneola: Both are Lake County new construction at comparable prices. Del Webb Minneola is 1 mile from the Turnpike interchange. Vitalia is within Clermont proper, closer to hospitals and established retail. Different micro-locations with real quality-of-life implications — drive both before deciding.
vs Heritage Hills: Heritage Hills includes golf, has older construction stock (final new phases winding down), and sits at $275 HOA. Vitalia is newer infrastructure, no golf, higher design standards. Clear advantage to Heritage Hills for golfers; Vitalia for buyers prioritizing builder quality and amenity center investment.
New construction pricing is not the final price. The base price you see in Taylor Morrison advertising is before lot premiums, design center upgrades, and closing cost adjustments. A $440K base can easily become $500K–$520K by the time you close. Build a realistic all-in budget before touring models, not after. Ask Taylor Morrison to show you what recently closed buyers spent in total — builders will share this data if you ask directly.
| Orlando Health South Lake Hospital | ~10 minutes — Clermont's primary hospital |
| AdventHealth Winter Garden | ~20 minutes northeast |
| Florida Turnpike (Clermont exit) | ~5–10 minutes — direct I-4 and MCO access |
| Walt Disney World | ~25 minutes east via Turnpike or US-192 |
| Orlando International Airport | ~45 minutes via Florida Turnpike |
| Kings Ridge / Clermont commercial corridor | ~5–8 minutes — Publix, pharmacy, retail |
| Downtown Orlando | ~40 minutes via SR-50 |
We'll pull the current HOA, verify any CDD disclosure, and build your all-in monthly number before you spend a day touring models.