Wentworth of Kildeer — True Cost of Ownership

Lake County | Kildeer | 55 homes | 55+ | Homes $380K–$580K | HOA ~$250/mo

Kildeer is consistently ranked among the wealthiest municipalities in Illinois by per-capita income and home values. A 55-home 55+ community in Kildeer is not competing for the same buyer as Bradford Place Clubs in Round Lake — it is a completely different market positioned around the Kildeer address itself. Lake County's ~2.5% effective property tax rate at $380K–$580K home values produces among the highest annual tax bills in this market guide ($9,500–$14,500/year), but the buyer profile for Wentworth of Kildeer is typically downsizing from a larger Kildeer estate home where the tax bill was even higher.

The Kildeer downsizer profile: Wentworth buyers are often coming from 4,000–6,000 sq ft estate homes elsewhere in Kildeer or neighboring Long Grove — Lake County municipalities with some of the highest residential property values in Illinois. The Wentworth HOA fee, the Lake County tax rate, and the purchase price are all framed against what these buyers were previously paying on significantly larger properties. The community delivers Kildeer-neighborhood character, Lake County address, and 55+ peer environment in a smaller, more manageable home — at lower total cost than the estate home it replaced.

Monthly Cost Breakdown

Cost ItemEst. Monthly (Low)Est. Monthly (High)Notes
HOA fee$238$265Common areas and amenities; verify inclusions
Property tax$792$1,208Lake ~2.5%; on $380K–$580K homes
Lawn care$100$180Kildeer lots trend larger; premium service market
Homeowners insurance$155$235Higher replacement cost homes
Utilities$200$310Larger homes; not in HOA
Total monthly (excl. mortgage)~$1,485~$2,198

Lake County Tax by Home Value

Purchase PriceAnnual Tax Est.Monthly
$380,000$9,500$792
$450,000$11,250$938
$515,000$12,875$1,073
$580,000$14,500$1,208

10-Year Projection — $460K Home

Cost Item10-Year Estimate
HOA fees (3% annual increase from $250/mo)~$34,700
Property tax (~$11,500/yr)~$119,600
Lawn care (~$137/mo)~$16,400
Insurance (~$192/mo)~$23,000
Utilities (~$252/mo)~$30,200
Total non-mortgage cost (10 yr)~$223,900

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