Nova55Living › Fort Collins / Northern CO › Lakeshore at Centerra
Loveland, CO · Age-Targeted · 280 Condominiums · $300Ks · Built 2002–2014 · Resale Only
Lakeshore at Centerra is the largest 55+ community in Northern Colorado — 280 condos on a shimmering lake, adjacent to the UCHealth Medical Center of the Rockies and the Centerra retail and dining corridor. Important note: Lakeshore is age-targeted, not 55+ age-restricted. It is the go-to Northern Colorado condo community for active adults but does not legally enforce an age minimum.
| Item | Amount | Notes |
|---|---|---|
| Price Range | $300Ks | Resale only; prices vary by floor, view, unit size |
| HOA Fee | Confirm | Condo HOA typically covers building exterior, water, trash, landscaping; verify what is included |
| Larimer County Tax (est.) | ~$1,680–$1,960/yr | At $300K–$350K; ~0.56% effective |
| After Senior Exemption | ~$1,120–$1,400/yr | 65+, 10-yr ownership; meaningful savings at this price point |
| Insurance | Lower than detached | Condo — HOA covers structure; you insure interior only |
The Centerra corridor — at the intersection of I-25 and Hwy 34 — is Northern Colorado’s primary retail hub. Costco, Scheels, dozens of restaurants, and UCHealth Medical Center of the Rockies (Level II Trauma, 120 beds) are all within a 5-minute drive. The lake setting adds genuine amenity value without the premium price tag of The Lakes at Centerra.
Both are in the Centerra corridor. Lakeshore is age-targeted condos, resale only, $300Ks. Avenida at Centerra is formally 55+ age-restricted, new construction, gated, also $300Ks. If formal age restriction matters to you, Avenida is the better choice. If you want the established lake community with the proven condo product, Lakeshore has 20+ years of resale history.