Nova55LivingFort Collins / Northern CO › Lakeshore at Centerra

Lakeshore at Centerra

Loveland, CO · Age-Targeted · 280 Condominiums · $300Ks · Built 2002–2014 · Resale Only

Lakeshore at Centerra is the largest 55+ community in Northern Colorado — 280 condos on a shimmering lake, adjacent to the UCHealth Medical Center of the Rockies and the Centerra retail and dining corridor. Important note: Lakeshore is age-targeted, not 55+ age-restricted. It is the go-to Northern Colorado condo community for active adults but does not legally enforce an age minimum.

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What It Costs

ItemAmountNotes
Price Range$300KsResale only; prices vary by floor, view, unit size
HOA FeeConfirmCondo HOA typically covers building exterior, water, trash, landscaping; verify what is included
Larimer County Tax (est.)~$1,680–$1,960/yrAt $300K–$350K; ~0.56% effective
After Senior Exemption~$1,120–$1,400/yr65+, 10-yr ownership; meaningful savings at this price point
InsuranceLower than detachedCondo — HOA covers structure; you insure interior only

Location Advantage

The Centerra corridor — at the intersection of I-25 and Hwy 34 — is Northern Colorado’s primary retail hub. Costco, Scheels, dozens of restaurants, and UCHealth Medical Center of the Rockies (Level II Trauma, 120 beds) are all within a 5-minute drive. The lake setting adds genuine amenity value without the premium price tag of The Lakes at Centerra.

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Lakeshore vs. Avenida at Centerra

Both are in the Centerra corridor. Lakeshore is age-targeted condos, resale only, $300Ks. Avenida at Centerra is formally 55+ age-restricted, new construction, gated, also $300Ks. If formal age restriction matters to you, Avenida is the better choice. If you want the established lake community with the proven condo product, Lakeshore has 20+ years of resale history.

Sonders vs. Lakeshore at Centerra →Larimer County Tax Guide →Get Expert Help →
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