WESTFIELD · HAMILTON COUNTY · EPCON · AGE-TARGETED

The Courtyards of Westfield

~89 homes · Westfield, Indiana · Age-Targeted (Not Age-Restricted) · Epcon

Age-targeted, not age-restricted: The Courtyards of Westfield is designed and marketed for 55+ buyers, but it does not carry the legal age-restriction enforced under the Housing for Older Persons Act (HOPA). This means a resident can sell to any buyer regardless of age. If having a legally enforceable age-restricted community is important to you, this distinction matters — and it's why the sister property in Carmel (The Courtyards of Carmel) may answer a different question.

The Courtyards of Westfield is an Epcon-built community bringing the brand's signature private-courtyard design to Westfield, one of Hamilton County's fastest-growing cities. Epcon's model is distinctive: every home has a private enclosed courtyard patio — a walled outdoor space that functions as an extension of the living area without opening to a shared green. It's a design philosophy that prioritizes privacy and outdoor living over the open common lawn typical of most attached communities.

At 89 homes, it's a smaller footprint than The Courtyards of Carmel (149 homes), which affects both the amenity scale and the social community density. Westfield's location — farther north than Carmel — places it closer to Kimblewick by Del Webb and the Grand Park Sports Campus corridor, which has driven significant commercial development along US-31.

Community Snapshot

LocationWestfield, Hamilton County, Indiana
Total Homes~89 homes (age-targeted)
BuilderEpcon Communities
Signature FeaturePrivate enclosed courtyard patio on every home
Home TypeAttached/villa style, single-story
County Income Tax1.1% (Hamilton County — lowest in metro)
Property Tax Rate~1.10% (Hamilton County, pre-deduction)
HOA CoverageExterior maintenance, lawn, snow, common areas

The Epcon Courtyard Design: What It Actually Means

Epcon's private courtyard model addresses a specific problem in attached housing: the tradeoff between outdoor living and privacy. Traditional attached communities have shared common green spaces — you can sit outside, but you're visible to neighbors. Epcon's solution is a walled private courtyard, typically 200–400 square feet, accessed from the main living area through large sliding doors or French doors.

This design is particularly popular with buyers who entertain at home but don't want neighbors walking past. The courtyard functions as a second room when weather allows — morning coffee, container gardening, outdoor dining — without the exposure of a front porch or shared patio. It's also low-maintenance: the courtyard is walled, so there's no mowing, and HOA typically maintains the exterior planting beds.

Courtyards of Westfield vs. Courtyards of Carmel: Same builder, same courtyard design concept. Key differences: Westfield is 89 homes (smaller) vs. Carmel's 149 (larger); Westfield is age-targeted, Carmel is HOPA-qualified age-restricted; Carmel is closer to the Monon Trail and Carmel's Arts & Design District; Westfield is closer to Grand Park and US-31's growing retail corridor. Price points are similar but Carmel often runs slightly higher given the address premium.

Annual Cost Estimate

Epcon attached homes in Hamilton County typically run in the $400K–$650K range, though individual unit prices vary by size and finish. Using $480,000 as a mid-range estimate:

Cost CategoryAnnual AmountNotes
Property Tax~$2,900Hamilton Co. 1.10%; homestead applied; attached units sometimes assessed lower than price suggests
HOA Fees~$4,200–$5,400~$350–$450/mo; Epcon fees cover exterior, lawn, snow, common areas
Homeowner's Insurance~$1,200Interior coverage (HO-6 policy); exterior under master HOA policy
Total Annual Carrying Cost~$8,300–$9,500~$690–$790/mo beyond mortgage

Westfield's Growth Context

Westfield has grown dramatically since Grand Park opened in 2014 — the 400-acre youth sports campus brings 3+ million visitors annually and drove an explosion of hotel, restaurant, and retail development along US-31 north of 161st Street. The city's population has more than doubled since 2010 and is on track to pass 50,000 residents. That growth means robust retail infrastructure but also ongoing construction traffic and rising density in the northern corridor.

For 55+ buyers, Westfield's practical amenities matter: St. Vincent Fishers Hospital is within 20 minutes, the US-31 corridor has major grocery chains and medical offices, and Hamilton County's trail network reaches into Westfield via the Midland Trace Trail.

Explore Epcon Communities in Hamilton County

The Courtyards of Westfield and Courtyards of Carmel both offer Epcon's courtyard design — but they serve slightly different buyer profiles. We can help you understand which fits your situation.

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Related Indianapolis 55+ Research

Indianapolis 55+ Community Guide · Courtyards of Carmel · Kimblewick by Del Webb · Britton Falls