Carriage Meadows is built by Regency Homes, a Kansas City builder with an award-winning track record, and the active listings make the product quality easy to verify: current new construction at 107 and 111 N Carriage Meadows Trail lists at $374,900 for three bedrooms, three full baths, two-car garage, and a fully finished basement — quartz throughout the bathrooms and kitchen, kitchen island, LVP flooring on the main level, stainless appliances, walk-in closet in the master bath. These are not builder-basic finishes.
The address is N Carriage Meadows Trail in Peculiar, Missouri — Cass County. Fifty-five homes in a maintenance-provided, age-restricted community that has been building since 2006. New construction still available from the builder. The Peculiar Medical Clinic is half a mile away — an important detail for buyers factoring healthcare proximity into their decision.
The Homes — What Regency Is Currently Building
The Walnut Plan is the current active build at Carriage Meadows. It's a three-bed, three-bath ranch with a full finished basement — which is a materially different product than what "ranch" implies if you're thinking of a slab-foundation single-story. The basement adds a third bedroom and living space without adding stairs between the main living areas. Buyers who want to bring furniture from a 2,400 sq ft house into a ranch plan will find the finished basement absorbs that overflow without friction.
Some existing homes in the community include large front porches, sunrooms, oversized decks, and cul-de-sac positions backing to open green space and a pond — the lot-by-lot variation that comes with a community building across multiple years and phases. When a home comes to market here, the specific lot orientation matters considerably more than in a uniformly developed neighborhood.
Peculiar Medical Clinic — Half a Mile Away
The Peculiar Medical Clinic at approximately half a mile from the community is worth specifically noting. Active adult buyers frequently factor healthcare proximity into location decisions and then underweight it relative to price and commute. Having a medical clinic within walking distance or a five-minute drive changes the daily calculus around routine appointments — especially for buyers managing chronic conditions that require frequent visits.
Cass County Property Taxes and the SB 190 Freeze
Cass County's effective property tax rate is approximately 0.95% — the lowest baseline of any county with significant 55+ inventory in the KC metro. On a $375,000 home (the current new construction price), that's roughly $3,563 annually. For comparison, Jackson County would run approximately $4,125 on the same home. The difference is $562/year before accounting for the SB 190 freeze — which widens the gap further for qualifying buyers.
Cass County SB 190 — Apply Once, Lock Your Rate
Missouri's SB 190 senior property tax freeze has been adopted by Cass County. Eligible owners 62 or older can apply to freeze their property tax at the application year amount. Cass County starts from a lower baseline rate than either Jackson or Clay County, and the freeze then prevents future increases. Verify the current Cass County application window and documentation requirements with the Cass County Collector's office. Full SB 190 guide →
True Annual Cost Estimate
| Cost Component | $330,000 Resale | $375,000 New Build | Notes |
|---|---|---|---|
| Property Tax (Cass County ~0.95%) | ~$3,135/yr | ~$3,563/yr | Lowest county rate in KC metro with 55+ inventory |
| After SB 190 Freeze (62+ eligible) | Locked at application year | Locked at application year | Verify Cass County application window and process |
| HOA Fee (maintenance-provided) | Confirm with HOA | Confirm with HOA | Request HOA budget and disclosure documents |
| Homeowners Insurance | ~$1,500–$1,900/yr | ~$1,700–$2,100/yr | New construction typically easier to insure; get quotes |
Carriage Meadows vs Windmill Country Estates — Choosing Between Them
These two communities are close enough to visit on the same day, and the choice between them comes down to specifics rather than philosophy. Windmill has the more developed social infrastructure — the fishing gazebo, fire pit, billiards, monthly events — and a longer track record of community life. Carriage Meadows has a more current builder in Regency Homes, demonstrably higher finish quality in current new construction, and the Peculiar Medical Clinic proximity advantage.
If you need new construction and want the best current finishes available in Cass County at under $380K, Carriage Meadows is the stronger choice right now. If the established social community and outdoor amenities at Windmill are more compelling, that's the one to visit first. Both sit in the same county, at comparable effective tax rates, with the same SB 190 freeze eligibility. The property decision is really about the home and the community character.
Want to See Current Regency Homes Availability?
Our local agents can connect you with what Regency Homes currently has available at Carriage Meadows, including any builder incentives, lot selection, and how the current builds compare to recent resales in the community.
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