A small gated community with new construction homes in Palm Coast
American Village is one of the smaller 55+ communities in Palm Coast, with 141 homes at buildout in a gated setting. According to 55places, the community has new construction homes available — making it one of the few Palm Coast 55+ communities where buyers can purchase new rather than resale, avoiding the Save Our Homes reset and gaining builder warranty coverage.
American Village is a neighborhood-scale community rather than a resort community. Amenities are proportional to size — expect a community gathering space and maintained common areas, not the resort pools and fitness centers of larger developments. For buyers who want 55+ age assurance and a close-knit neighborhood without paying for infrastructure they won't use, the size is a feature, not a limitation.
Palm Coast as a location offers extensive trail systems, canals, and proximity to Flagler Beach and the Atlantic coast. The city has a strong Northeast transplant culture and a well-developed retail and services corridor along Palm Coast Parkway. Confirm the specific location of American Village within Palm Coast to assess access to services and I-95.
Because American Village has new construction available, buyers can potentially establish their homestead from Day 1 on a new build — the assessed value for new construction is typically the land only until the certificate of occupancy is issued, after which the full improvement value is added. Budget for the full assessed-value tax bill in Year 1 of full occupancy.
Flagler County taxes for American Village buyers
| Purchase Price | After $50K Homestead | Est. Annual Tax | Monthly (prorated) |
|---|---|---|---|
| $280,000 | $230,000 | ~$2,415 | ~$201/mo |
| $340,000 | $290,000 | ~$3,045 | ~$254/mo |
| $400,000 | $350,000 | ~$3,675 | ~$306/mo |
Estimated carrying costs
| Component | $310K Home | $370K Home |
|---|---|---|
| HOA Fee (verify with community) | Verify | Verify |
| Property Tax (prorated) | ~$225/mo | ~$272/mo |
| Homeowners Insurance | ~$155–$215/mo | ~$175–$240/mo |
| Monthly Total (excl. HOA & mortgage) | ~$380–$440 + HOA | ~$447–$512 + HOA |
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Get Free Research Help →Tax estimates use Flagler County's median effective rate of approximately 1.05% after standard homestead exemption. HOA fees and new construction availability must be verified directly with American Village. Insurance estimates are ranges. Nova55Living has no financial relationship with American Village or its management.