Kolter's Cresswind brand in Volusia County — smaller scale, active construction
Cresswind at Victoria Gardens is part of Kolter Homes' Cresswind brand, which operates 55+ communities across Florida and the Southeast. The DeLand location places it in west Volusia County, roughly 25 miles southwest of Daytona Beach and 30 miles northeast of Orlando. It is neither a beach community nor a major metro community — it occupies an inland Florida position that appeals to buyers who want Florida lifestyle without coastal insurance premiums or urban density.
The amenity package is resort-style for a community its size — a clubhouse, fitness center, pool, tennis and pickleball courts, and an organized social calendar managed by Kolter's lifestyle director program. Homes are new construction, which means buyers have builder warranty coverage and can make design selections — a meaningful difference from the 100% resale inventory at Latitude Margaritaville.
DeLand as a location offers the historic downtown with restaurants and shops, Stetson University events and arts programming, and reasonable proximity to both Daytona Beach and Orlando without being directly adjacent to either. For buyers who don't need beach access every week, the location trades beach proximity for lower home prices and meaningfully lower insurance costs.
How Cresswind Compares to Latitude Margaritaville
Latitude Margaritaville offers a larger amenity campus, a brand identity, and a beach club. Cresswind Victoria Gardens offers new construction, builder warranty, smaller community scale, and generally lower home prices. The insurance cost difference between inland DeLand and the Daytona LPGA corridor is typically modest but real — get quotes for both locations before deciding. The right choice depends on whether the Latitude brand and beach access are worth the price premium. See the full head-to-head comparison.
Volusia County taxes for DeLand buyers
DeLand sits in unincorporated Volusia County. Buyers pay county millage rates producing an effective rate of approximately 0.96% after the standard $50,000 homestead exemption. New construction buyers set their tax basis at purchase price from Day 1 — there is no Save Our Homes cap benefit until the following January after establishing homestead. Year 2 and beyond the 3% cap applies.
| Purchase Price | After $50K Homestead | Est. Annual Tax | Monthly (prorated) |
|---|---|---|---|
| $310,000 | $260,000 | ~$2,496 | ~$208/mo |
| $380,000 | $330,000 | ~$3,168 | ~$264/mo |
| $450,000 | $400,000 | ~$3,840 | ~$320/mo |
New Construction Buyer Tax Note
For new construction, Volusia County will assess the land value only until the home is complete. Your first full tax bill after construction completion will reflect the full assessed value of land plus improvements. In the first partial year, the bill may appear artificially low. Budget for the full assessed-value tax from Year 1 of full ownership.
Estimated carrying costs at Cresswind Victoria Gardens
Verify current HOA fees directly with Kolter Homes or the Cresswind Victoria Gardens sales center — fees at active construction communities can adjust as the community matures. The table below uses estimated ranges based on comparable Cresswind communities in Florida.
| Component | $350K Home | $420K Home |
|---|---|---|
| HOA Fee (estimated — verify with Kolter) | ~$200–$280/mo | ~$200–$280/mo |
| Property Tax (prorated) | ~$240/mo | ~$300/mo |
| Homeowners Insurance | ~$175–$250/mo | ~$190–$275/mo |
| Estimated Monthly Total (excl. mortgage) | ~$615–$770/mo | ~$690–$855/mo |
Related Research
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Get Free Research Help →Tax estimates use Volusia County's median effective rate of approximately 0.96% after standard homestead exemption. HOA fees are estimated based on comparable Cresswind communities — verify current fees with Kolter Homes before purchase. Insurance estimates are ranges based on current Volusia County market conditions. Nova55Living has no financial relationship with Kolter Homes or Cresswind at Victoria Gardens.