Summerfield — Tigard, Washington County

A 1,231-home community on 203 acres at the foot of Bull Mountain, with the lowest HOA of any major Portland 55+ community. The low fee isn't a fluke — it's how the golf course is funded.

1,231
Homes
~$58/mo
HOA per occupant
5 mi
to Legacy Meridian Park

The Lowest HOA in the Metro — and Why

Summerfield's headline number is its HOA: roughly $58/month, billed as $700/year per occupant. That is dramatically below Summerplace (~$235/mo) or Claremont (~$230/mo). The reason is structural and worth understanding before you compare: Summerfield's 9-hole executive golf course is public and self-funding. Golf operations aren't subsidized by homeowner dues, so the HOA only has to cover community basics — not a private course. If the course were ever brought in-house, the dues math would change.

Read the Fee Per Person, Not Per Household

The $58/month figure is per occupant. A couple pays roughly $1,400/year — about $117/month combined — while a single resident pays the ~$58. The "$58/mo" you see quoted is the single-person rate. It's still the lowest major-community dues in the metro either way, but budget the per-person math honestly.

All-In Monthly Cost — at $450K

Home price$450,000
P&I (20% down, 7.25%)$2,456/mo
HOA$58/mo
Property tax~$315/mo
Insurance (est.)~$140/mo
All-in monthly~$2,969/mo

P&I at 20% down, 7.25% fixed. Washington County rate (~0.84%). HOA shown is the single-occupant rate; a couple adds roughly $58/mo. Summerfield spans single-family, townhome, and condo product, so prices range widely from the low $300Ks into the $600Ks.

Location, Healthcare, and Housing Mix

Summerfield sits in Tigard, an inner Westside suburb, on 203 acres at the foot of Bull Mountain. Legacy Meridian Park Medical Center in Tualatin is roughly 5 miles away — strong healthcare proximity for a retiree, plus Kaiser Permanente Westside and Providence St. Vincent within reach. The community mixes single-family homes, townhomes, and condos, so the "Summerfield" you picture depends heavily on product type. The Bull Mountain topography means some lots are sloped; confirm single-level access on the specific home.

Who Summerfield Fits

It fits the buyer who wants the lowest ongoing carrying cost among Portland-area communities, doesn't need a private golf membership, and values being close to Westside healthcare. The low dues plus Washington County's moderate tax rate make it one of the best total-cost stories in the metro. It fits less well if you want a brand-new home or a gated, country-club feel — Summerfield is established and unpretentious.

Interested in Summerfield?

Summerfield's low dues make it a value standout. Get matched with a Tigard specialist who can confirm per-occupant fees, product type, and the real assessed-value tax on any listing.

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