Folsom, CA — Sacramento County — 400 Homes — Toll Brothers Regency — New Construction
Toll Brothers Regency in Folsom. 7 lighted pickleball courts, resort-style club, full-time lifestyle director. Gated with single-family homes and duet townhomes.
Independent cost breakdown for a buyer at $650K. HOA, property taxes, insurance, and maintenance before you tour.
| Cost Item | Monthly | Annual | Notes |
|---|---|---|---|
| HOA (est.) | ~$280 | $3,360 | Estimate for Toll Brothers Regency with lifestyle director and resort amenities; Toll Brothers communities typically run higher HOA than Del Webb at comparable size |
| Property Tax | $644 | $7,735 | Folsom area Sacramento County rate ~1.19% on $650K; Folsom median tax bill among highest in county |
| Homeowners Insurance | $150 | $1,800 | Estimate; confirm your specific parcel zone |
| Utilities | $170 | $2,040 | Estimate for Sacramento metro |
| Lawn/Exterior Maintenance | $75 | $900 | Owner responsibility unless specified in HOA docs |
| Total Monthly Carrying Cost | $1,319 | $15,835 | Excludes mortgage |
Toll Brothers Regency communities typically carry higher HOA fees than Del Webb communities at comparable size. The reason is the programming model: Regency includes a full-time lifestyle director as a staffed position built into the HOA budget, plus more intensive amenity packages. At Regency at Folsom Ranch, you are paying for seven lighted pickleball courts, a resort-style club, organized programming, and Toll Brothers build quality. If you will use those features consistently, the math works. If you want a quieter community at lower monthly cost, compare against Glenbrooke or The Club at Westpark.
Regency at Folsom Ranch is Toll Brothers' active adult flagship in the Sacramento area, positioned as the premium product in the market. The resort-style clubhouse with seven lighted pickleball courts, a full-time lifestyle director, and pools is the most activity-forward amenity package in the area outside of the Del Webb Sun City properties. The duet townhome option — two residences per structure — is unusual in the Sacramento 55+ market and gives buyers who want less exterior maintenance a genuine alternative to full single-family ownership. Folsom's location near Folsom Lake and historic downtown adds lifestyle value that does not show up in the cost tables but matters to many buyers.
We help 55+ buyers understand true carrying costs — HOA, taxes, supplemental bills — before making an offer.
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