El Dorado Hills, CA — El Dorado County — 100 Homes — Attached — Resale
Small attached home community in heart of El Dorado Hills. Pool, fitness room, walking trails, hillside views. Folsom Lake minutes away. Four floor plans, all resale.
Independent cost breakdown for a buyer at $520K. HOA, property taxes, insurance, and maintenance before you tour.
| Cost Item | Monthly | Annual | Notes |
|---|---|---|---|
| HOA (est.) | ~$380 | $4,560 | Attached home communities with exterior maintenance typically carry higher HOA; verify current dues — attached maintenance may be included |
| Property Tax | $498 | $5,980 | El Dorado County ~1.15% on $520K; 55places data shows community homes ~$500-$600K |
| Homeowners Insurance | $130 | $1,560 | Estimate; confirm your specific parcel zone |
| Utilities | $160 | $1,920 | Estimate for Sacramento metro |
| Lawn/Exterior Maintenance | $0 | $0 | Owner responsibility unless covered by HOA docs |
| Total Monthly Carrying Cost | $1,168 | $14,020 | Excludes mortgage |
Versante is an attached home community — two units per structure. HOA fees for attached homes typically include exterior building maintenance, roofing, and often building insurance that single-family HOAs do not cover. This changes the comparison math. A $380/mo HOA at Versante may include services that a $190/mo single-family HOA does not, meaning the effective premium is smaller than the raw number suggests. Request the HOA budget and CC&Rs to understand exactly what is included before making any comparison.
Versante is the smallest 55+ community in El Dorado Hills — 100 attached homes in a quiet hilltop setting. Lakemont Development offered four floor plans from 1,610 to 2,259 sq ft, all single-story, all now available on resale. The community clubhouse overlooks rolling foothills and features a pool with spa, a fitness room, and a library. The small scale creates genuine community intimacy — the trade-off is a limited social programming calendar compared to larger communities. Buyers who prioritize peaceful surroundings, hillside views, and a lock-and-leave lifestyle over a packed activity calendar find Versante a strong fit.
We help 55+ buyers understand true carrying costs — HOA, taxes, supplemental bills — before making an offer.
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