Kentucky draws retirement interest primarily through its low cost of living and the Louisville-Lexington corridor. The 55+ community inventory is thin compared to Sun Belt states, but Epcon and a few regional builders have active adult product here.
55+ Markets in Kentucky
Louisville / LexingtonComing Soon
Market research in progress.
Kentucky Retirement Tax Snapshot
Social Security is exempt from state income tax. Kentucky excludes up to $31,110 per person in pension/retirement income. The flat income tax rate is 4.0%. Property taxes are low — most counties run 0.7-1.0% effective rate.
Have questions about retiring in Kentucky? We can help you compare communities and understand the real costs.
Get in Touch