| Included in HOA | What NW/Estates owners pay separately |
|---|---|
| Roof maintenance and replacement | $10K–$18K per replacement = $83–$150/mo amortized |
| Exterior paint (community schedule) | $3K–$5K every 5–7 years = $36–$83/mo amortized |
| Stucco repair | $500–$2,000 per incident |
| Front yard landscaping + irrigation | $80–$120/mo for crew |
| Canoa Ranch Golf Resort pool/spa/gym | Not available to NW/Estates |
| Pest control | $40–$60/mo |
Total if NW/Estates owners replicate the Villas’ coverage: $239–$413/month on top of their base HOA. The Villas’ $321/mo HOA is $82 less to $92 more than doing it yourself — and that’s before valuing the golf resort pool access and the zero-hassle convenience. For snowbirds, the hassle factor alone is worth $100+/month.
| Cost | Monthly | Annual |
|---|---|---|
| HOA (all-inclusive) | $321 | $3,850 |
| GVR Dues | $45 | $545 |
| Property Taxes (0.78%) | $280 | $3,354 |
| Insurance | $115 | $1,380 |
| Total | $761 | $9,129 |
$761/month with everything covered. Compare to Las Campanas Village’s all-inclusive model at roughly $606/month on a $370K home — but the Villas have 10-foot ceilings, golf course views, and 2010–2022 Fairfield construction quality that Las Campanas’ Fairfield homes match only in the premium range.
There are only 36 Villas. They rarely hit the market. When they do, the combination of lock-and-leave HOA, golf course views, 10-foot ceilings, and Fairfield construction quality makes them highly sought. Don’t expect to find one every time you search — and when one appears, it may go quickly. Set up an alert with a local agent who specializes in Canoa Ranch, and be prepared to tour within days of listing.
We’ll alert you when one hits the market and provide the full cost comparison.
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