HomeWilmington › Compare

Del Webb Riverlights vs Del Webb Mallory Creek

Same brand. Different counties. Resale vs new construction. Here is every real difference — with 20-year tax math.

The Core Question

Most buyers researching Wilmington Del Webb communities eventually face this comparison. The two communities share a builder, a brand standard, and a 55+ focus. Everything else differs — and the differences are meaningful enough that choosing wrong is a $30,000–$50,000 mistake over a 20-year retirement.

FactorDel Webb RiverlightsDel Webb Mallory Creek
CountyNew HanoverBrunswick (lower tax rate)
Construction statusResale only — sold out since 2024Active new construction
Price range$400K–$700K (resale market)$400K+ (new from builder)
Annual property tax est. ($500K home)~$2,750–$3,500/yr~$1,710–$2,500/yr
HOA~$255/mo<$300/mo — includes internet
SettingCape Fear River — 1,400-acre Riverlights master planLeland — Mallory Creek master plan
To Wrightsville Beach~15 min~25 min
To downtown Wilmington~10 min~15 min
Builder warrantyNo — resaleYes — full PulteGroup warranty
Floor plan customizationNo — existing homes onlyYes — design center selections
100% single-storyNo — mixYes — all ranch plans
Flood insurance riskSome lots in FEMA flood zones — verifyInland Leland — lower flood risk
Social infrastructureEstablished — 8+ years of community cultureBuilding — opened late 2024

The 20-Year Tax Math

Comparable $500K homes — 20 years, 4% annual appreciation

Riverlights Year 1 tax (NHC, est.)~$2,750
Mallory Creek Year 1 tax (Brunswick, est.)~$1,710
Year 1 annual Mallory Creek advantage~$1,040/yr
Year 10 (both homes appreciated to ~$740K)Riverlights ~$4,070 vs Mallory Creek ~$2,531
20-year cumulative Mallory Creek tax advantage~$28,000–$38,000
Plus: Riverlights flood insurance (if flood zone)Add $1,500–$5,000/yr if applicable

Who Should Choose Riverlights

Buyers who specifically want the Cape Fear River setting, the established Riverlights master community character, proximity to Wrightsville Beach at 15 minutes, and an active social calendar from day one. Also buyers who are comfortable with resale pricing and potential deferred maintenance on an 8–14 year old home.

Who Should Choose Mallory Creek

Buyers who want new construction with full PulteGroup warranty, 100% single-story ranch floor plans, the ability to customize finishes at the design center, Brunswick County’s lower tax rate, and HOA that includes internet. Also buyers whose budget is tighter — the lower annual property tax compounds meaningfully over 20 years.

The honest verdict

There is no universally correct answer. The buyer who picks Riverlights is paying a location premium for the river setting and beach proximity — and that premium is real and defensible if those things matter to their daily retirement life. The buyer who picks Mallory Creek is making a financial optimization — lower taxes, new construction, lower flood risk — at the cost of 10 extra minutes to the beach and starting a community culture rather than joining an established one. Know which buyer you are before you tour either community.

Still Deciding Between the Two?

Tell us your priorities and we will give you a straight recommendation for your situation.

Get a Recommendation