The Carrying Cost Surprise
Del Webb HOA: approximately $350/month ($4,200/year). Bridgewater HOA: $506/month ($6,072/year). That is a $156/month gap — $1,872/year — in favor of Del Webb. Despite Bridgewater's dramatically lower CDD ($135 vs Del Webb's ~$1,200), the HOA difference more than compensates. Del Webb's total HOA + CDD runs approximately $5,400/year. Bridgewater's runs $6,207/year. Annual advantage: Del Webb by roughly $800.
This is counterintuitive. Bridgewater's $135 CDD advertises as the cheapest in the corridor. But the total cost of community fees — HOA plus CDD combined — actually makes Bridgewater the most expensive community in Viera. The CDD number in isolation misleads buyers who do not add the HOA.
PulteGroup vs Lennar — What You Are Actually Buying
Del Webb (PulteGroup) charges separately for upgrades. Base price gets you a well-built home with standard finishes. Premium countertops, upgraded appliances, extended lanais, and lot premiums are add-ons that can total $50,000–$100,000. The advantage: you control exactly what you pay for. The risk: the model home seduces you into upgrades you did not budget for.
Bridgewater (Lennar) uses the "Everything's Included" model. Granite countertops, stainless appliances, and premium finishes are bundled into the base price. No upgrade decisions, no option anxiety, no $75,000 surprise at the design center. The advantage: price certainty. The risk: you pay for upgrades you might not have chosen, and you cannot downgrade to save money.
Choose Del Webb If
- The Del Webb brand and national lifestyle programming matter to you
- You want the lower total HOA + CDD combination (~$800/year less)
- You prefer controlling upgrades rather than accepting a bundled package
- 75% waterfront closes suggest lot selection favors water views
Choose Bridgewater If
- Lake views across 125 acres of water are your priority
- Lawn care included in HOA eliminates a decision you do not want to make
- Lennar's "Everything's Included" model gives you price certainty
- 25-day median DOM tells you the market validates the pricing
Related: Heritage Isle vs Del Webb | Heritage Isle vs Bridgewater
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